Do-It-Yourself Financial Planning
If you intend to create your own financial plan, we suggest consulting an insurance agent, a tax adviser and an estate planning attorney in addition to establishing your savings plan.
Taxpayers Become Victims of E-mail Scam
The U.S. Treasury Department’s Electronic Federal Tax Payment System is a safe and convenient way to file and pay your taxes online. However, beware of email scams claiming your credit card has been enrolled to pay taxes due.
Employer Provided Benefits
An employer can provide many different forms of medical coverage benefits to its employees. Some are tax advantageous for the employee, while other plans are required to be included as income.
What is a Home Equity Line of Credit?
A home equity line of credit is a secured loan, which uses the borrower’s home as collateral, and allows the borrower to draw funds as needed and offers various repayment option at variable interest rates.
Getting Out of Credit Card Debt
Getting out of credit card debt takes discipline. The first step is to stop using your credit cards and incurring more debt.
Long-Term Care Insurance
Adding long-term care insurance as part of your financial plan is partially a subjective decision that involves more than just financial analysis. Depending on your assets, you may be able to “self-insure.”
Choosing a Mortgage
Your home will likely be one of the largest financed purchases, so it is important that you find the right mortgage for your financial situation.
Making Budgets Work
Missing your target on your budget does not mean your budget won’t work. You just need to set more realistic targets.
Preparation Tips for a Budget
We offer six easy tips for creating your own budget.
Importance of Budgets
Every day we are surrounded by the realities of rents and mortgages, groceries, children and endless bills. A budget can help make it all work.