Important Legal Information

Henssler Financial shall mean and refer to any and all subsidiaries, parent or sister corporations, limited liability companies, partnerships or other entities or entity controlling, controlled by or under common control with said corporations or entities, including, but not limited to G.W. Henssler & Associates, Ltd., a federally registered investment adviser, Henssler CPAs & Advisers, LLC, Henssler Norton Insurance, LLC, Henssler Insurance, LLC and Henssler Small Business Services, all d/b/a “Henssler Financial.” Henssler Financial is not a financial adviser.


The information provided on this site is provided without charge as a convenience to visitors, to be used for informational purposes only. While HF has tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on HF’s site is provided “AS IS” “AS AVAILABLE.” HF does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained on HF’s site and expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. HF may change information contained herein at any time and makes no commitment to update the information contained on the site. Decisions based on information contained on HF’s site are the sole responsibility of the visitor, and in exchange for using HF’s site, the visitor agrees to hold HF harmless against any claims for damages arising from any decisions that the visitor makes based on such information. Nothing contained in HF’s site constitutes investment advice. As a convenience to our visitors, some of the pages on our website contain links to information created and maintained by other organizations. We do not control, cannot guarantee, and are not responsible for the accuracy, timeliness, or even the continued availability of existence of this outside information. The Internet is not a secure network and online access may be interrupted.


Material from www.henssler.com, and any other website owned, operated, licensed, or controlled by HF may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of HF EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates HF’s intellectual property rights. The material on this site is provided for lawful purposes only. If you download software from our site, the software, including all files and images contained in or generated by the software, and accompanying data (together, the “Software”) are deemed to be licensed to you by HF. Neither title nor intellectual property rights are transferred to you, but remain with HF, which owns full and complete title. You may not resell, decompile, reverse engineer, disassemble, or otherwise convert the Software.


While HF provides the information on this server to anyone, we retain copyright on all text and graphic images. This means that unless you are a broker or financial adviser authorized by HF, you may not: distribute the text or graphics to others without the express written permission of HF, “mirror” or include this information on your own server or documents without our permission, modify or re-use the text or graphics on this system. You MAY: print copies of the information for your own personal use; store the files on your own computer for your personal use only; reference hypertext documents on this server from your own documents. HF reserves all other rights.


Some of the sites listed as links herein are not under the control of HF. Accordingly, HF makes no representation whatsoever concerning the content of those sites. The fact that HF has provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by HF with respect to such site, its owners, or its providers. HF is providing these links only as a convenience to you. HF has not tested any information, software, or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, or products found on the Internet, and HF cautions you to make sure you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.


Electronic Mail (e-mail) submitted to this website should be considered neither secure nor confidential, since messages submitted to this site travel through the Internet, which is not a secure medium. HF makes no representation whatsoever concerning the security or confidentiality of your e-mail messages and specifically makes no representation that any e-mail message submitted through this website will be received by HF. Likewise, we make no guarantee that any e-mail message from HF will be received by you.


Except as described otherwise, all materials in the HF site are made available to provide information about HF. HF controls and operates this site from Atlanta, Georgia, United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, including without limitation Cuba, Iran, Iraq, Libya, North Korea or Syria (b) to everyone on the U.S. Treasury Department’s Specially Designated Nationals list, or (c) the U.S. Commerce Department’s Table of Denial Orders. If you download or use the Software or other content from this site you represent and warrant that you are not located in, or under the control of, or a national of any such country or any such list. These terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Georgia, United States of America, notwithstanding any principles of conflict of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the use of this site. HF can revise these Terms and Conditions at any time by updating this posting. The HF site may describe products and services that are not available worldwide. HF makes no offers of products and services outside the United States of America.


HF reserves the right to withdraw access to the site and revise the software, materials, information, and the services and products described in this website, at any time without notifying the user.

Comparative Indices

It is not possible to invest directly into any of the following comparative indices:

The Standard & Poor’s 500 Index (S&P 500) is a value-weighted index comprised of 500 issues listed on various exchanges. The index includes representation in the following economic sectors: Materials, Consumer Discretionary, Consumer Staples, Information Technology, Communication Services, Energy, Financials, Real Estate, Healthcare, Industrials, and Utilities. It is not an investment vehicle available for purchase.

The Dow Jones Industrial Average (DJIA) is a price-weighted index of thirty (30) U.S. blue-chip companies. The Dow® covers all industries with the exception of transportation and utilities. Its wide recognition and familiarity warrant its inclusion. It is not an investment vehicle available for purchase.

The S&P Mid-Cap 400® Index by S&P Dow Jones Industries is an unmanaged, value-weighted index of 400 mid-sized companies in the United States. The index is designed to measure the performance of mid-sized companies, reflecting the distinctive risk and return characteristics of this market segment.

The MSCI ACWI Index by Morgan Stanley Capital International (MSCI) Inc., is a free-float weighted equity index that captures Large- and Mid-Cap representation across 23 developed and 24 emerging markets. With more than 2,400 constituents, the index covers approximately 85% of the global investable equity opportunity set. It is not an investment vehicle available for purchase.

Barclays Capital U.S. Aggregate Bond Index is a broad-based benchmark that measures the investment grade, U.S. dollar-denominated, fixed-rate taxable bond market, including Treasurys, government-related and corporate securities, MBS (agency fixed-rate and hybrid ARM pass-throughs), ABS and CMBS. The U.S. Aggregate rolls up into other Barclays Capital flagship indices such as the multi currency Global Aggregate Index and the U.S. Universal Index, which includes high yield and emerging markets debt.

The Lipper Large-Cap Core Funds Average is an average of funds that, by portfolio practice, invest at least 75% of their equity assets in companies with market capitalizations (on a three-year weighted basis) greater than 300% of the dollar-weighted median market capitalization of the middle 1,000 securities of the S&P SuperComposite 1,500 Index.

The Blended Index is for illustration purposes only. Many of our clients have substantial holdings in fixed-income securities and may find this blended index useful. The returns are calculated on a weighted average basis, comprising 50% of the Barclays Capital U.S. Aggregate Bond Index and 50% of the Lipper Large Cap Core Fund Average over the specified periods. This blended benchmark is hypothetical and not intended as a representative benchmark of our strategy.

This comparative indices material is based on data obtained from sources we consider to be reliable, but it is not guaranteed as to accuracy and does not purport to be complete. It is not to be construed as a representation by us or as an offer or the solicitation of an offer to sell or buy any security.

Past performance is not indicative of future results.

Online User Agreement

By my use of the information provided by Henssler Financial and its affiliates (collectively, “HF”) through their website and e-mail facilities (the “Facilities”), I expressly agree to the following:

I acknowledge and understand that neither HF nor the employees of HF are advising or have advised me concerning the nature, potential value or suitability of any particular security, portfolio of securities, transaction investment or investment strategy. I further understand that the materials provided by HF are for informational purposes only, and any references to specific securities contained therein do not constitute recommendations to buy or sell. Any investment I make will be based solely on my own independent evaluation of my financial circumstances and investment objectives.

Although G.W. Henssler & Associates, Ltd. is registered with the U.S. Securities and Exchange Commission as investment advisers, use of this online service does not create an investment advisory relationship between HF and the user. Such a relationship can be created only upon entry into an investment advisory agreement with G.W. Henssler & Associates, Ltd.

Any stocks referenced within this website may be currently traded by HF.

Form ADV Part 2, Part 3, and Privacy Policy

You may read our Form ADV, Form ADV 3-CRS and Privacy Policy here.