Health Savings Accounts (HSAs)
Health savings plans provide a way for individuals and families to save pre-tax dollars for medical expenses, but unlike flexible spending accounts, the funds remain in your account until you use them.
Homeowners Insurance: Liability Protection
Homeowners insurance provides homeowners with coverage for the loss of the home and personal belongings, as well as liability protection. Today, we will discuss liability protection.
The Personal Auto Policy
The personal auto policy is divided into the following six parts: liability coverage, medical payments coverage, uninsured motorist coverage, physical damage coverage, duties after an accident or loss, and general provisions.
Self-Employed Health Insurance Costs: A Window of Opportunity
If you are a sole proprietor, you may be able to offer health care coverage to your spouse if your spouse is a bona fide employee of your business.
Disability Insurance
Disability insurance is a key component to a stable financial foundation. Disability insurance ensures maintenance of lifestyle, and income, should an individual become unable to work.
Viatical Settlements
A viatical settlement is a risky investment that allows an investor to profit from a life insurance policy of a terminally ill policyholder.
Annuities
Annuities are generally sold as a way to accumulate assets for retirement (with taxes deferred until money is withdrawn), and/or as a convenient method for delivering income during retirement. They generally come highly recommended by sales agents due to the large commissions the agents receive.