Business Insurance
All businesses need to insure against risks such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees; but it is especially important for small businesses.
All businesses need to insure against risks such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees; but it is especially important for small businesses.
Once you have committed to purchasing life insurance, you must then decide what is the most appropriate type of life insurance to buy. Most life insurance policies fall into one of two general categories, term life insurance and whole life insurance.
Private Mortgage Insurance protects the lender in case of default of the homeowner to pay the mortgage. It is generally required for mortgages with less than a 20% down payment.
Adding long-term care insurance as part of your financial plan is partially a subjective decision that involves more than just financial analysis. Depending on your assets, you may be able to “self-insure.”
If you travel frequently and prefer the care of your own doctor, you may want to consider a program designed to assist in medical evacuations if a catastrophe should occur.
Health savings accounts allow individuals and families with high deductible health plans to save pre-tax money to pay for qualified medical expenses.
Homeowners insurance provides homeowners with coverage for the loss of the home and personal belongings, as well as liability protection. It also protects the mortgage lender’s investment. Lenders require proof that homeowners insurance has been secured before the closing.
Homeowners insurance provides homeowners with coverage for the loss of the home and personal belongings, as well as liability protection. Many mortgage lenders require proof that homeowners insurance has been secured before the closing because it protects the lender’s investment.
Health savings plans provide a way for individuals and families to save pre-tax dollars for medical expenses, but unlike flexible spending accounts, the funds remain in your account until you use them.
Homeowners insurance provides homeowners with coverage for the loss of the home and personal belongings, as well as liability protection. Today, we will discuss liability protection.