4 Reasons to Review Your Life Insurance Needs
When your life circumstances change, you have a fresh opportunity to make sure the people you love are protected through life insurance.
Insuring Your Vacation Home
Most homeowners insurance policies provide limited coverage for personal property at an additional residence. However, if your coverage needs for your vacation home exceed this amount, you’re going to want to fill this gap by purchasing a policy that will cover your vacation home in its entirety.
Women and Asset Protection: How Insurance Can Help
Every day, women face a variety of risks to their life, their health, and their property. Although you can’t eliminate many of these risks, you can take steps to guard against resulting financial losses. Insurance is the primary way to provide needed protection.
Should You Self-Insure Your Business?
As a business owner, you need to manage the cost of your insurance by striking a balance between self-insurance and transferring the risk to an insurance company. We explore your options.
Underperforming Insurance Policy Repurposed to Enhance an Estate Plan
The “Money Talks” Experts explore a case study of a client who was disappointed in the performance of his life insurance policy. Through a collaborative effort between the insurance agent, the financial planner, and the client’s estate planning attorney, they repurposed the insurance policy to enhance the client’s estate plan.
When Your Rant on Facebook Costs You $5 Million
The “Money Talks” hosts talk with special guest Keith Palmer of Henssler Norton Insurance, who provides advice for households with increased liability risk because of teenage drivers, social media, dogs, and pools.
Dog Bites Man; Umbrella Helps Pay for Surgery and Rehabilitation
Your dog bites your child’s friend’s parent. Your homeowner policy should respond if you are found liable for accidents that happen on your property. But what about damages that exceed your liability limits on your policy?
Uncle Sam May Pick Up the Cost of Your COBRA Medical Coverage
The recently passed American Rescue Plan Act includes a provision for the federal government to pick up the cost of COBRA health coverage for employees’ involuntary termination of their employment or reduction of hours subject to certain qualifications.
6 Reasons You May Want to Convert Your Term Life to Permanent Life Insurance
Usually, term life insurance costs less than permanent life insurance for the same amount of death benefit. However, here are six reasons why you might consider converting your term life insurance to permanent life insurance.
LTC Insurance vs. Hybrid Life Insurance: Comparison
An important part of any retirement strategy involves factoring in the potential expenses associated with long-term care. For many years, people have purchased long-term care insurance to help cover some of those costs. However, over the past decade, other insurance products have become available that combine life insurance with some type of accelerated and/or extended…