Qualified Medicare Beneficiary Program
The QMB program covers the cost of Medicare premiums, deductibles and coinsurance that Medicare recipients usually pay. Read all about it in this week’s Insurance Tip.
Will I have to pay a penalty tax if I don’t have qualifying health insurance?
Everyone must have qualifying health insurance coverage, qualify for an exemption or pay a penalty tax. We explain in this Insurance Tip.
Will I have to pay a penalty tax if I don't have qualifying health insurance?
Everyone must have qualifying health insurance coverage, qualify for an exemption or pay a penalty tax. We explain in this Insurance Tip.
Can I convert all or part of my term life insurance to permanent life insurance?
Only certain term life insurance policies can be converted to permanent life policies–even then, there is a deadline! We explain in this Insurance Tip.
The Fundamentals of Disability Insurance
Your chances of being disabled for longer than three months are greater than your chances of dying prematurely. We explain the importance of Disability Insurance in this week’s Insurance Tip.
New and Continuing Needs for Life Insurance in Divorce
Even after a divorce, life insurance is still valuable protection for yourself and your family. Learn why in this week’s Insurance Tip.
Can I change the beneficiary on my life insurance policy? If so, how do I do it?
Your life insurance company may require you meet certain conditions when you change the beneficiary for your policy. We explain in this Insurance Tip.
Comparing Long-Term Care Insurance Policies
Long-term care insurance policies are not standardized. Learn what to look for when comparing policies in this week’s Insurance Tip.
Understanding Annuity Expenses
Just as the terms of annuities vary, so do the expenses and fees. Understand what you’re purchasing. We explain in this Insurance Tip.
Do I need to purchase flood insurance even if I don’t live in a high-risk area for floods?
Flood insurance isn’t as simple as a rider on your homeowner’s policy. It is a specialized policy. Learn all about it in this week’s Insurance Tip.