Is life insurance still necessary in retirement? It might be—especially if you want to cover long-term care, supplement your income, or leave a legacy for loved ones. Discover how life insurance can support your retirement goals, even after the kids are grown and gone.
Medicare isn’t one-size-fits-all—especially when it comes to what you’ll pay. Your income could impact your premiums through IRMAA surcharges. Learn how Medicare works, what it covers, and smart strategies to potentially lower your costs.
Worried about outliving your retirement savings? A Qualified Longevity Annuity Contract (QLAC) could provide income later in life—when you may need it most. Learn how new rules may make this strategy more appealing for high-income earners.
If you’re considering term life insurance, you might wonder: What happens to all the money I paid if I outlive the policy? With Return of Premium (ROP) term insurance, you could get some or all of your premiums refunded—tax-free! But is it worth the higher cost?
Did you know life insurance can be a powerful tool for charitable giving? By naming a charity as the beneficiary, you can make a meaningful gift that may also provide tax benefits.
Medicare Open Enrollment is here! Now’s the time to review your coverage and make sure it fits your needs and budget for 2025. From switching plans to new cost caps on prescription drugs, learn about your options and key updates before the December 7 deadline.
Long-term care expenses can be a major financial concern in retirement, but there are ways to plan ahead. From hybrid life insurance policies with LTC coverage to adding LTC riders to life insurance, there are alternatives to traditional LTC insurance. Explore the options to see what works best for you.
Choosing the right Medicare plan can be confusing, but it’s crucial for your health and finances. Learn the key differences between Original Medicare and Medicare Advantage, and find out when you can make changes to your coverage.
With cancer diagnosis rates on the rise, it’s crucial to consider not just your health but also the financial implications. Even with health insurance, advanced treatments can be costly, and time off work can strain your finances.
The IRS has announced the 2025 contribution limits for Health Savings Accounts (HSAs) along with the new minimum deductible and maximum out-of-pocket amounts for High-Deductible Health Plans (HDHPs).
