Why is the Market Down?
Dr. Gene, Bil and Ted discuss why the market is down and what the the most recent employment numbers mean to our economy.
The Nasty, and How to Invest Through It
The "Money Talks" hosts discuss the BP Oil Spill disaster, our firm’s outlook on regulating the rating agencies and the European economic crisis and how investors should continue to invest through such bad news.
Economic Indicators
You read about them almost daily—GDP, CPI, Consumer Confidence—but just what are they and what do they mean? These are economic indicators that are based on statistics and surveys. The indicators provide economists, governments, investors and even the media information regarding our nation’s economic health. For explanations on each of these indicators, read this Financial Tip.
Credit CARD Act of 2009
In a little over 40 days, the Credit Card Accountability, Responsibility and Disclosure Act of 2009 takes full effect. This act alters how credit card issuers market, advertise and manage consumer credit cards. For more information on the changes and what your options are as a consumer, read this Financial Strategy.
Recession-Proof Your Portfolio: Investment Philosophy
We offer a few simple rules to “recession proof” your portfolio; however, the rules should be followed in both good and bad markets.
Planning for Inflation
It is no surprise that investors are worried about inflation in the current economic environment, as many of the moves by the U.S. Treasury and Federal Reserve could lead to above average inflation if left in place too long. For information on how to protect your portfolio against the prospects of future inflation, read this Financial Tip of the Week.
The Stock Market vs. Conventional Wisdom
Supply and demand tend to be the deciding factors to stock price fluctuations. However, the driving factor behind many investors’ decisions is conventional wisdom, or certain ideas or explanations that are generally accepted as true by the public. For more information on today’s market versus the idea of conventional wisdom, read this Investment Whys.
You, The Ten Year Rule and an Ugly Market
We define an investor as someone who invests for the long run–not someone who chases the market through excessive trading and market timing. At Henssler Financial, we follow a strategy called the Ten Year Rule; money needed within 10 years should be invested in fixed-income investments, while money not needed should be invested in growth investments. For more on the Ten Year Rule and how to plan for any kind of market, read this Investment Whys.
Exchange-Traded Funds
An exchange-traded fund (ETF) is similar to an index mutual fund, but trades like a stock on an exchange. ETFs have many advantages over traditional mutual funds, but may not be for every investor. To learn about the advantages and disadvantages of investing in ETFs, read this Investment Whys.
Trying to Time The Market
To time the market, you have to be right not once but twice, knowing both when to get in and when to get out.