Points vs. No Points on a Mortgage
Origination points on a mortgage can lower you interest rate, but only if you stay in the home past the breakeven point.
Homeowners Insurance: Protecting That Which You Can’t Afford to Lose
Insurance expert Brian Borngesser from Henssler Norton Insurance joins “Money Talks” to discuss insuring your home for its replacement cost, not what it is appraised at.
Tax Benefits of Home Ownership
Why is owning a home part of the American Dream? Because of the tax benefits! Learn more in this week’s Tax Tip.
Home Office Deductions
If you use a home office to run a business, either as an administrative office or as a place in which to make, assemble, or prepare items that you sell, you may be able to deduct part of your housing expenses (such as rent or utilities) on your federal income tax return.
How Should You Own Your Home?
You might be a homeowner, but how you legally own your home affects who receives it after your death. Read more in this Financial Tip.
If I Work at Home Occasionally, am I Entitled to a Home Office Deduction?
You have a home office, but can you deduct it on your taxes? Before you do, make sure you pass two tests from the IRS. Find out in this week’s Tax Tip.
Q&A Time: Using Bond Funds for Liquidity and Paying Off your Mortgage Early
Dr. Gene and Bil Lako, CFP® answer listeners’ questions on the use of bond funds and paying down your mortgage early.
Tax Advantages and Disadvantages of Owning Rental Properties
Tax expert Dan DiLuzio, C.P.A. joins “Money Talks” to provide the tax advantages and disadvantages of owning rental property.
Setting Financial Resolutions for the New Year
The “Money Talks” hosts discuss financial resolutions for the new year, which may help you in reaching your goals.
Household Help and the “Nanny Tax”
If you hire a nanny to care for your children while you are at work, you will also need to take care of your tax responsibilities as an employer. For more information on what you must withhold, how to report it to the IRS, and how the rules differ for teen-age babysitters, read this C.P.A. Insight.