The “Henssler Money Talks” hosts explore how generational experience influences our perception of risk and why what we’ve lived through often drives how we invest—from Boomers who remember double-digit inflation, to Gen X and the dot-com bust, to Millennials and the housing crash, and Gen Z’s era of rapid recoveries and tech-driven growth.
Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, the “Henssler Money Talks” hosts examine common coverage decisions, how to evaluate which risks truly need to be insured, and when self-insuring may be a more sensible solution. We also walk through the different types of insurance and what coverage is essential for long-term peace of mind.
The “Henssler Money Talks” hosts tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but because of capital gains—a side effect of value appreciation—but it shouldn’t dictate your life decisions. We explore some planning options and how homeowners can weigh taxes against long-term goals, market risk, and lifestyle priorities when deciding whether to sell.
“Henssler Money Talks” dives into the aftermath of a neighborhood house fire that left a family without their home, but not without hope. We unpack the emotional, logistical, and financial fallout of one night gone horribly wrong, and how the right planning made recovery possible. You’ll hear from the people who lived it, the professionals who showed up, and the experts who helped rebuild.
It’s that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation among the Henssler Money Talks hosts: Should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We’ll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.
Want to leave your home or brokerage account to your heirs without the hassle of probate? A Transfer-on-Death (TOD) deed or account might be a simpler, cost-effective solution. But there are rules to know—especially when it comes to taxes and state laws.
Thinking of tossing those home improvement receipts? You might want to hang on to them. If your home’s value has significantly appreciated, those records could reduce your taxable gain when you sell.
In today’s economy, leasing is everywhere—from appliances to HVAC systems. In this episode, we explore when it makes financial sense to lease instead of buy, the impact on your cash flow, and why even 0% financing can be a smart move if managed wisely.
New year, new changes! We look at 5 key updates coming in the new year that could impact your finances. Stay informed and prepared for 2025!
Thinking about hiring household help? From nannies to gardeners, employing household staff comes with important responsibilities—especially around payroll and taxes. Learn about worker classification, payroll requirements, tax implications, and how to stay compliant.
