The “Henssler Money Talks” hosts address a listener’s question about launching a business. We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.
Is Washington becoming Wall Street’s biggest investor? The “Henssler Money Talks” hosts discuss the government’s latest 15% stake in MP Materials and nearly 10% in Intel, as it is taking positions in the same companies citizens invest in. We explore how the deal illustrates the CHIPS Act’s impact on U.S. economic policy, combining subsidies, national security priorities, and direct investment to rebuild domestic manufacturing.
Stock compensation can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. The “Henssler Money Talks” hosts tackle a real-world restricted stock scenario: If taxes are withheld at grant date, but you won’t receive the stock until it vests—and you know you’ll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you’ll never see? We break down how restricted stock works, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule.
The “Henssler Money Talks” hosts focus on annuities, providing our take on these investment products. Furthermore, should a retiree put $210,000 of their retirement funds into an annuity to help with Required Minimum Distributions? We’ll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.
A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any significant life changes. From rebalancing your portfolio to making smart tax moves, minor adjustments now can make a big difference by year-end.
Investing with your values in mind has evolved—from excluding certain industries to actively scoring companies on environmental, social, and governance factors. But does aligning your portfolio with your principles come at a cost? Or could it actually lower risk?
There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options, like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why letting your cash sit idle could cost you more than you think.
Amid alarming headlines about the U.S. dollar losing its status as the world’s reserve currency, the “Henssler Money Talks” hosts break down the realities behind the rhetoric. From the strength of multinational earnings to the unlikely viability of a BRICS-backed currency, we explain why the dollar’s dominance—and your portfolio—remain on solid ground.
The “Henssler Money Talks” hosts examine the rise of artificial intelligence in the financial services industry. While AI could bring greater efficiency, it also introduces new risks related to privacy and cybersecurity. Could investors one day be onboarded by an adviser’s AI assistant? It’s possible—but the value of personal relationships and human guidance remains irreplaceable.
The S&P 500 may look like one big number, but what’s under the hood tells a much deeper story. Sector performance can vary dramatically — even in a strong market year. Learn how sector trends impact your investments and what to watch for.
