I Bonds
The I Bond is a type of savings bond, issued directly by the U.S. government. I Bonds are available through banks, most financial institutions or directly over the Internet at www.treasurydirect.gov.
Long-Term Care Insurance
Adding long-term care insurance as part of your financial plan is partially a subjective decision that involves more than just financial analysis. Depending on your assets, you may be able to “self-insure.”
Fixed-Income Investment Selection
Fixed-income investments are designed to bridge the gap between after-tax income and your desired after-tax spending.
Will it Really Take 39 Years to Deduct the Cost of Your Commercial Building?
If you do not want to wait 39 years to deduct the cost of your commercial building, a cost segregation study can classify some elements as personal property.
Choosing a Mortgage
Your home will likely be one of the largest financed purchases, so it is important that you find the right mortgage for your financial situation.
Shopping for a Mortgage
When shopping for a mortgage, it is best to request a Good Faith Estimate with the lender’s best interest rate with zero points from several lenders. This way you can compare the interest rates and closing costs.
MedjetAssist—Offering Peace of Mind for Travelers
If you travel frequently and prefer the care of your own doctor, you may want to consider a program designed to assist in medical evacuations if a catastrophe should occur.
Electronic Income Tax Filing
You can greatly reduce the error rate on your tax returns by e-filing. As a bonus, you can generally receive your refund in three weeks.
Cost Basis Consideration
When determining your capital gains and losses, cost basis information is essential.
Mutual Fund Fees and Expenses
Mutual funds incur costs that must be paid from fund assets. These costs are incurred through marketing, advisory fees, accountants’ fees, legal fees, custodial fees, etc. Simple transactions such as buying, selling and exchanging shares can be costly.