Moody’s became the third major credit rating agency to downgrade the U.S. government’s debt rating. The cut comes just when global confidence in U.S. debt is wavering, and Congress is debating a tax bill that could further increase the national debt. We examine what this downgrade means and whether it reflects actual investment risk.
As seen in the Marietta Daily Journal, Bil Lako, CFP®, considers how AI is transforming industries. As data centers power the future, utilities may see rising demand and revenue. Would investing in utilities be a tactical move or just market timing in disguise?
Medicare isn’t one-size-fits-all—especially when it comes to what you’ll pay. Your income could impact your premiums through IRMAA surcharges. Learn how Medicare works, what it covers, and smart strategies to potentially lower your costs.
Sending money through apps like Venmo or Zelle is fast and convenient—but it’s not risk-free. Learn how to protect yourself from costly errors and fraud when using peer-to-peer payment services.
“Henssler Money Talks” hosts Nick Antonucci, CVA, CEPA, K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, consider how artificial intelligence is transforming industries—and if the electric utility sector is next. As data centers power the future, utilities may see rising demand and revenue. Would investing in utilities be a strategic move or just market timing in disguise?
As seen in the Marietta Daily Journal: Bil Lako, CFP®, whether you want hands-off portfolio management or a comprehensive plan for your retirement lifestyle, guidance from a financial adviser is essential. Let’s take the guesswork out of your golden years.
Worried about outliving your retirement savings? A Qualified Longevity Annuity Contract (QLAC) could provide income later in life—when you may need it most. Learn how new rules may make this strategy more appealing for high-income earners.
Scrolling for financial tips? Be careful—what sounds like savvy advice on TikTok could leave you owing thousands to the IRS. Before you follow that “tax hack” or investment shortcut, read this. We break down why social media isn’t the place for serious financial advice—and what to look for instead.
We explore what it really means to work with a financial adviser in retirement, going beyond investments to examine every aspect of your financial life. From rolling over your 401(k) to building a personalized plan that aligns with your goals and risk capacity, it’s a deep dive that compares to a financial root canal—but one that can set you up for long-term confidence and clarity.
As of May 5, 2025, borrowers with defaulted federal student loans will be referred to a federal debt collection service and may eventually be subject to wage garnishment.