When margins feel thin and cash flow feels unpredictable, most business owners look to cut expenses or work harder. But often, the real issue isn’t workload — it’s pricing.
From phishing emails and smishing texts to fake “refund” notices and IRS impersonation calls, identity thieves ramp up their efforts this time of year. One click on the wrong link can lead to fraudulent tax returns, stolen refunds, and long-term financial headaches that take years to resolve.
A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% distributions without trustee fees eating up the gift. We explore the tradeoffs between giving vehicles and why the fraternity’s tax status could significantly shape the strategy.