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Monthly Archives: January 2004

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Senior Citizens—Did You Know That You Can Be Charged Tax on Money You Don’t Get?

Radio, Tax TipsBy Henssler StaffJanuary 30, 2004

If you neglect to take your required minimum distribution from your IRA, you will be taxed a 50% penalty on the amount that should have been distributed, but was not.

Homeowners Insurance: Personal Belongings

Insurance, RadioBy Henssler FinancialJanuary 30, 2004

Homeowners insurance provides homeowners with coverage for the loss of the home and personal belongings, as well as liability protection. Many mortgage lenders require proof that homeowners insurance has been secured before the closing because it protects the lender’s investment.

Health Savings Accounts (HSAs)

Financial Tips, RadioBy Henssler FinancialJanuary 17, 2004

Health savings plans provide a way for individuals and families to save pre-tax dollars for medical expenses, but unlike flexible spending accounts, the funds remain in your account until you use them.

Selling Investment Property—Like-Kind Exchanges

Radio, Tax TipsBy Henssler FinancialJanuary 9, 2004

When we were children trading assets like baseball cards was just fun. Today, if you trade larger assets like a house or business property, it is considered a like-kind exchange, and it can minimize your taxes.

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