You are entitled to a free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies: Experian, TransUnion, and Equifax.
You are also entitled to a free report if:
- A company has taken adverse action against you, such as denying you credit, insurance, or employment (you must request a copy within 60 days of the adverse action)
- You’re unemployed and plan to look for a job within the next 60 days
- You receive welfare benefits
- Your report is inaccurate because of fraud, including identity theft
Visit www.annualcreditreport.com for more information.
If you have questions, contact the experts at Henssler Financial: