| Retirement
Plans: Minimum Distribution Requirements Table II: Joint and Last Survivor Expectancy |
AGES 50 51 52 53 54 55 56 57 58 59 |
70 35.1 34.3 33.4 32.6 31.8 31.1 30.3 29.5 28.8 28.1 71 35.0 34.2 33.3 32.5 31.7 30.9 30.1 29.4 28.6 27.9 72 34.9 34.1 33.2 32.4 31.6 30.8 30.0 29.2 28.4 27.7 73 34.8 34.0 33.1 32.3 31.5 30.6 29.8 29.1 28.3 27.5 74 34.8 33.9 33.0 32.2 31.4 30.5 29.7 28.9 28.1 27.4 75 34.7 33.8 33.0 32.1 31.3 30.4 29.6 28.8 28.0 27.2 |
76 34.6 33.8 32.9 32.0 31.2 30.3 29.5 28.7 27.9 27.1 77 34.6 33.7 32.8 32.0 31.1 30.3 29.4 28.6 27.8 27.0 78 34.5 33.6 32.8 31.9 31.0 30.2 29.3 28.5 27.7 26.9 79 34.5 33.6 32.7 31.8 31.0 30.1 29.3 28.4 27.6 26.8 80 34.5 33.6 32.7 31.8 30.9 30.1 29.2 28.4 27.5 26.7 |
81 34.4 33.5 32.6 31.8 30.9 30.0 29.2 28.3 27.5 26.6 82 34.4 33.5 32.6 31.7 30.8 30.0 29.1 28.3 27.4 26.6 83 34.4 33.5 32.6 31.7 30.8 29.9 29.1 28.2 27.4 26.5 84 34.3 33.4 32.5 31.7 30.8 29.9 29.0 28.2 27.3 26.5 85 34.3 33.4 32.5 31.6 30.7 29.9 29.0 28.1 27.3 26.4 |
86 34.3 33.4 32.5 31.6 30.7 29.8 29.0 28.1 27.2 26.4 87 34.3 33.4 32.5 31.6 30.7 29.8 28.9 28.1 27.2 26.4 88 34.3 33.4 32.5 31.6 30.7 29.8 28.9 28.0 27.2 26.3 89 34.3 33.3 32.4 31.5 30.7 29.8 28.9 28.0 27.2 26.3 90 34.2 33.3 32.4 31.5 30.6 29.8 28.9 28.0 27.1 26.3 |
91 34.2 33.3 32.4 31.5 30.6 29.7 28.9 28.0 27.1 26.3 92 34.2 33.3 32.4 31.5 30.6 29.7 28.8 28.0 27.1 26.2 93 34.2 33.3 32.4 31.5 30.6 29.7 28.8 28.0 27.1 26.2 94 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.1 26.2 95 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.1 26.2 |
96 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.2 97 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.2 98 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.2 99 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.2 100 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.1 |
101 34.2 33.3 32.4 31.5 30.6 29.7 28.8 27.9 27.0 26.1 102 34.2 33.3 32.4 31.4 30.5 29.7 28.8 27.9 27.0 26.1 103 34.2 33.3 32.4 31.4 30.5 29.7 28.8 27.9 27.0 26.1 104 34.2 33.3 32.4 31.4 30.5 29.6 28.8 27.9 27.0 26.1 105 34.2 33.3 32.3 31.4 30.5 29.6 28.8 27.9 27.0 26.1 |
106 34.2 33.3 32.3 31.4 30.5 29.6 28.8 27.9 27.0 26.1 107 34.2 33.3 32.3 31.4 30.5 29.6 28.8 27.9 27.0 26.1 108 34.2 33.3 32.3 31.4 30.5 29.6 28.8 27.9 27.0 26.1 109 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 110 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 |
111 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 112 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 113 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 114 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 115+ 34.2 33.3 32.3 31.4 30.5 29.6 28.7 27.9 27.0 26.1 |
AGES 60 61 62 63 64 65 66 67 68 69 |
70 27.4 26.7 26.1 25.4 24.8 24.3 23.7 23.2 22.7 22.2 71 27.2 26.5 25.8 25.2 24.5 23.9 23.4 22.8 22.3 21.8 72 27.0 26.3 25.6 24.9 24.3 23.7 23.1 22.5 22.0 21.4 73 26.8 26.1 25.4 24.7 24.0 23.4 22.8 22.2 21.6 21.1 74 26.6 25.9 25.2 24.5 23.8 23.1 22.5 21.9 21.3 20.8 75 26.5 25.7 25.0 24.3 23.6 22.9 22.3 21.6 21.0 20.5 |
76 26.3 25.6 24.8 24.1 23.4 22.7 22.0 21.4 20.8 20.2 77 26.2 25.4 24.7 23.9 23.2 22.5 21.8 21.2 20.6 19.9 78 26.1 25.3 24.6 23.8 23.1 22.4 21.7 21.0 20.3 19.7 79 26.0 25.2 24.4 23.7 22.9 22.2 21.5 20.8 20.1 19.5 80 25.9 25.1 24.3 23.6 22.8 22.1 21.3 20.6 20.0 19.3 |
81 25.8 25.0 24.2 23.4 22.7 21.9 21.2 20.5 19.8 19.1 82 25.8 24.9 24.1 23.4 22.6 21.8 21.1 20.4 19.7 19.0 83 25.7 24.9 24.1 23.3 22.5 21.7 21.0 20.2 19.5 18.8 84 25.6 24.8 24.0 23.2 22.4 21.6 20.9 20.1 19.4 18.7 85 25.6 24.8 23.9 23.1 22.3 21.6 20.8 20.1 19.3 18.6 |
86 25.5 24.7 23.9 23.1 22.3 21.5 20.7 20.0 19.2 18.5 87 25.5 24.7 23.8 23.0 22.2 21.4 20.7 19.9 19.2 18.4 88 25.5 24.6 23.8 23.0 22.2 21.4 20.6 19.8 19.1 18.3 89 25.4 24.6 23.8 22.9 22.1 21.3 20.5 19.8 19.0 18.3 90 25.4 24.6 23.7 22.9 22.1 21.3 20.5 19.7 19.0 18.2 |
91 25.4 24.5 23.7 22.9 22.1 21.3 20.5 19.7 18.9 18.2 92 25.4 24.5 23.7 22.9 22.0 21.2 20.4 19.6 18.9 18.1 93 25.4 24.5 23.7 22.8 22.0 21.2 20.4 19.6 18.8 18.1 94 25.3 24.5 23.6 22.8 22.0 21.2 20.4 19.6 18.8 18.0 95 25.3 24.5 23.6 22.8 22.0 21.1 20.3 19.6 18.8 18.0 |
96 25.3 24.5 23.6 22.8 21.9 21.1 20.3 19.5 18.8 18.0 97 25.3 24.5 23.6 22.8 21.9 21.1 20.3 19.5 18.7 18.0 98 25.3 24.4 23.6 22.8 21.9 21.1 20.3 19.5 18.7 17.9 99 25.3 24.4 23.6 22.7 21.9 21.1 20.3 19.5 18.7 17.9 100 25.3 24.4 23.6 22.7 21.9 21.1 20.3 19.5 18.7 17.9 |
101 25.3 24.4 23.6 22.7 21.9 21.1 20.2 19.4 18.7 17.9 102 25.3 24.4 23.6 22.7 21.9 21.1 20.2 19.4 18.6 17.9 103 25.3 24.4 23.6 22.7 21.9 21.0 20.2 19.4 18.6 17.9 104 25.3 24.4 23.5 22.7 21.9 21.0 20.2 19.4 18.6 17.8 105 25.3 24.4 23.5 22.7 21.9 21.0 20.2 19.4 18.6 17.8 |
106 25.3 24.4 23.5 22.7 21.9 21.0 20.2 19.4 18.6 17.8 107 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 108 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 109 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 110 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 |
111 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 112 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 113 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 114 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 115+ 25.2 24.4 23.5 22.7 21.8 21.0 20.2 19.4 18.6 17.8 |
AGES 70 71 72 73 74 75 76 77 78 79 |
70 21.8 21.3 20.9 20.6 20.2 19.9 19.6 19.4 19.1 18.9 71 21.3 20.9 20.5 20.1 19.7 19.4 19.1 18.8 18.5 18.3 72 20.9 20.5 20.0 19.6 19.3 18.9 18.6 18.3 18.0 17.7 73 20.6 20.1 19.6 19.2 18.8 18.4 18.1 17.8 17.5 17.2 74 20.2 19.7 19.3 18.8 18.4 18.0 17.6 17.3 17.0 16.7 75 19.9 19.4 18.9 18.4 18.0 17.6 17.2 16.8 16.5 16.2 |
76 19.6 19.1 18.6 18.1 17.6 17.2 16.8 16.4 16.0 15.7 77 19.4 18.8 18.3 17.8 17.3 16.8 16.4 16.0 15.6 15.3 78 19.1 18.5 18.0 17.5 17.0 16.5 16.0 15.6 15.2 14.9 79 18.9 18.3 17.7 17.2 16.7 16.2 15.7 15.3 14.9 14.5 80 18.7 18.1 17.5 16.9 16.4 15.9 15.4 15.0 14.5 14.1 |
81 18.5 17.9 17.3 16.7 16.2 15.6 15.1 14.7 14.2 13.8 82 18.3 17.7 17.1 16.5 15.9 15.4 14.9 14.4 13.9 13.5 83 18.2 17.5 16.9 16.3 15.7 15.2 14.7 14.2 13.7 13.2 84 18.0 17.4 16.7 16.1 15.5 15.0 14.4 13.9 13.4 13.0 85 17.9 17.3 16.6 16.0 15.4 14.8 14.3 13.7 13.2 12.8 |
86 17.8 17.1 16.5 15.8 15.2 14.6 14.1 13.5 13.0 12.5 87 17.7 17.0 16.4 15.7 15.1 14.5 13.9 13.4 12.9 12.4 88 17.6 16.9 16.3 15.6 15.0 14.4 13.8 13.2 12.7 12.2 89 17.6 16.9 16.2 15.5 14.9 14.3 13.7 13.1 12.6 12.0 90 17.5 16.8 16.1 15.4 14.8 14.2 13.6 13.0 12.4 11.9 |
91 17.4 16.7 16.0 15.4 14.7 14.1 13.5 12.9 12.3 11.8 92 17.4 16.7 16.0 15.3 14.6 14.0 13.4 12.8 12.2 11.7 93 17.3 16.6 15.9 15.2 14.6 13.9 13.3 12.7 12.1 11.6 94 17.3 16.6 15.9 15.2 14.5 13.9 13.2 12.6 12.0 11.5 95 17.3 16.5 15.8 15.1 14.5 13.8 13.2 12.6 12.0 11.4 |
96 17.2 16.5 15.8 15.1 14.4 13.8 13.1 12.5 11.9 11.3 97 17.2 16.5 15.8 15.1 14.4 13.7 13.1 12.5 11.9 11.3 98 17.2 16.4 15.7 15.0 14.3 13.7 13.0 12.4 11.8 11.2 99 17.2 16.4 15.7 15.0 14.3 13.6 13.0 12.4 11.8 11.2 100 17.1 16.4 15.7 15.0 14.3 13.6 12.9 12.3 11.7 11.1 |
101 17.1 16.4 15.6 14.9 14.2 13.6 12.9 12.3 11.7 11.1 102 17.1 16.4 15.6 14.9 14.2 13.5 12.9 12.2 11.6 11.0 103 17.1 16.3 15.6 14.9 14.2 13.5 12.9 12.2 11.6 11.0 104 17.1 16.3 15.6 14.9 14.2 13.5 12.8 12.2 11.6 11.0 105 17.1 16.3 15.6 14.9 14.2 13.5 12.8 12.2 11.5 10.9 |
106 17.1 16.3 15.6 14.8 14.1 13.5 12.8 12.2 11.5 10.9 107 17.0 16.3 15.6 14.8 14.1 13.4 12.8 12.1 11.5 10.9 108 17.0 16.3 15.5 14.8 14.1 13.4 12.8 12.1 11.5 10.9 109 17.0 16.3 15.5 14.8 14.1 13.4 12.8 12.1 11.5 10.9 110 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.5 10.9 |
111 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.5 10.8 112 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.5 10.8 113 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.4 10.8 114 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.4 10.8 115+ 17.0 16.3 15.5 14.8 14.1 13.4 12.7 12.1 11.4 10.8 |
AGES 80 81 82 83 84 85 86 87 88 89 |
80 13.8 13.4 13.1 12.8 12.6 12.3 12.1 11.9 11.7 11.5 81 13.4 13.1 12.7 12.4 12.2 11.9 11.7 11.4 11.3 11.1 82 13.1 12.7 12.4 12.1 11.8 11.5 11.3 11.0 10.8 10.6 83 12.8 12.4 12.1 11.7 11.4 11.1 10.9 10.6 10.4 10.2 84 12.6 12.2 11.8 11.4 11.1 10.8 10.5 10.3 10.1 9.9 85 12.3 11.9 11.5 11.1 10.8 10.5 10.2 9.9 9.7 9.5 |
86 12.1 11.7 11.3 10.9 10.5 10.2 9.9 9.6 9.4 9.2 87 11.9 11.4 11.0 10.6 10.3 9.9 9.6 9.4 9.1 8.9 88 11.7 11.3 10.8 10.4 10.1 9.7 9.4 9.1 8.8 8.6 89 11.5 11.1 10.6 10.2 9.9 9.5 9.2 8.9 8.6 8.3 90 11.4 10.9 10.5 10.1 9.7 9.3 9.0 8.6 8.3 8.1 |
91 11.3 10.8 10.3 9.9 9.5 9.1 8.8 8.4 8.1 7.9 92 11.2 10.7 10.2 9.8 9.3 9.0 8.6 8.3 8.0 7.7 93 11.1 10.6 10.1 9.6 9.2 8.8 8.5 8.1 7.8 7.5 94 11.0 10.5 10.0 9.5 9.1 8.7 8.3 8.0 7.6 7.3 95 10.9 10.4 9.9 9.4 9.0 8.6 8.2 7.8 7.5 7.2 |
96 10.8 10.3 9.8 9.3 8.9 8.5 8.1 7.7 7.4 7.1 97 10.7 10.2 9.7 9.2 8.8 8.4 8.0 7.6 7.3 6.9 98 10.7 10.1 9.6 9.2 8.7 8.3 7.9 7.5 7.1 6.8 99 10.6 10.1 9.6 9.1 8.6 8.2 7.8 7.4 7.0 6.7 100 10.6 10.0 9.5 9.0 8.5 8.1 7.7 7.3 6.9 6.6 |
101 10.5 10.0 9.4 9.0 8.5 8.0 7.6 7.2 6.9 6.5 102 10.5 9.9 9.4 8.9 8.4 8.0 7.5 7.1 6.8 6.4 103 10.4 9.9 9.4 8.8 8.4 7.9 7.5 7.1 6.7 6.3 104 10.4 9.8 9.3 8.8 8.3 7.9 7.4 7.0 6.6 6.3 105 10.4 9.8 9.3 8.8 8.3 7.8 7.4 7.0 6.6 6.2 |
106 10.3 9.8 9.2 8.7 8.2 7.8 7.3 6.9 6.5 6.2 107 10.3 9.8 9.2 8.7 8.2 7.7 7.3 6.9 6.5 6.1 108 10.3 9.7 9.2 8.7 8.2 7.7 7.3 6.8 6.4 6.1 109 10.3 9.7 9.2 8.7 8.2 7.7 7.2 6.8 6.4 6.0 110 10.3 9.7 9.2 8.6 8.1 7.7 7.2 6.8 6.4 6.0 |
111 10.3 9.7 9.1 8.6 8.1 7.6 7.2 6.8 6.3 6.0 112 10.2 9.7 9.1 8.6 8.1 7.6 7.2 6.7 6.3 5.9 113 10.2 9.7 9.1 8.6 8.1 7.6 7.2 6.7 6.3 5.9 114 10.2 9.7 9.1 8.6 8.1 7.6 7.1 6.7 6.3 5.9 115+ 10.2 9.7 9.1 8.6 8.1 7.6 7.1 6.7 6.3 5.9 |
AGES 90 91 92 93 94 95 96 97 98 99 |
90 7.8 7.6 7.4 7.2 7.1 6.9 6.8 6.6 6.5 6.4 91 7.6 7.4 7.2 7.0 6.8 6.7 6.5 6.4 6.3 6.1 92 7.4 7.2 7.0 6.8 6.6 6.4 6.3 6.1 6.0 5.9 93 7.2 7.0 6.8 6.6 6.4 6.2 6.1 5.9 5.8 5.6 94 7.1 6.8 6.6 6.4 6.2 6.0 5.9 5.7 5.6 5.4 95 6.9 6.7 6.4 6.2 6.0 5.8 5.7 5.5 5.4 5.2 |
96 6.8 6.5 6.3 6.1 5.9 5.7 5.5 5.3 5.2 5.0 97 6.6 6.4 6.1 5.9 5.7 5.5 5.3 5.2 5.0 4.9 98 6.5 6.3 6.0 5.8 5.6 5.4 5.2 5.0 4.8 4.7 99 6.4 6.1 5.9 5.6 5.4 5.2 5.0 4.9 4.7 4.5 100 6.3 6.0 5.8 5.5 5.3 5.1 4.9 4.7 4.5 4.4 |
101 6.2 5.9 5.6 5.4 5.2 5.0 4.8 4.6 4.4 4.2 102 6.1 5.8 5.5 5.3 5.1 4.8 4.6 4.4 4.3 4.1 103 6.0 5.7 5.4 5.2 5.0 4.7 4.5 4.3 4.1 4.0 104 5.9 5.6 5.4 5.1 4.9 4.6 4.4 4.2 4.0 3.8 105 5.9 5.6 5.3 5.0 4.8 4.5 4.3 4.1 3.9 3.7 |
106 5.8 5.5 5.2 4.9 4.7 4.5 4.2 4.0 3.8 3.6 107 5.8 5.4 5.1 4.9 4.6 4.4 4.2 3.9 3.7 3.5 108 5.7 5.4 5.1 4.8 4.6 4.3 4.1 3.9 3.7 3.5 109 5.7 5.3 5.0 4.8 4.5 4.3 4.0 3.8 3.6 3.4 110 5.6 5.3 5.0 4.7 4.5 4.2 4.0 3.8 3.5 3.3 |
111 5.6 5.3 5.0 4.7 4.4 4.2 3.9 3.7 3.5 3.3 112 5.6 5.3 4.9 4.7 4.4 4.1 3.9 3.7 3.5 3.2 113 5.6 5.2 4.9 4.6 4.4 4.1 3.9 3.6 3.4 3.2 114 5.6 5.2 4.9 4.6 4.3 4.1 3.9 3.6 3.4 3.2 115+ 5.5 5.2 4.9 4.6 4.3 4.1 3.8 3.6 3.4 3.1 |
AGES 100 101 102 103 104 105 106 107 108 109 |
100 4.2 4.1 3.9 3.8 3.7 3.5 3.4 3.3 3.3 3.2 101 4.1 3.9 3.7 3.6 3.5 3.4 3.2 3.1 3.1 3.0 102 3.9 3.7 3.6 3.4 3.3 3.2 3.1 3.0 2.9 2.8 103 3.8 3.6 3.4 3.3 3.2 3.0 2.9 2.8 2.7 2.6 104 3.7 3.5 3.3 3.2 3.0 2.9 2.7 2.6 2.5 2.4 105 3.5 3.4 3.2 3.0 2.9 2.7 2.6 2.5 2.4 2.3 |
106 3.4 3.2 3.1 2.9 2.7 2.6 2.4 2.3 2.2 2.1 107 3.3 3.1 3.0 2.8 2.6 2.5 2.3 2.2 2.1 2.0 108 3.3 3.1 2.9 2.7 2.5 2.4 2.2 2.1 1.9 1.8 109 3.2 3.0 2.8 2.6 2.4 2.3 2.1 2.0 1.8 1.7 110 3.1 2.9 2.7 2.5 2.3 2.2 2.0 1.9 1.7 1.6 |
111 3.1 2.9 2.7 2.5 2.3 2.1 1.9 1.8 1.6 1.5 112 3.0 2.8 2.6 2.4 2.2 2.0 1.9 1.7 1.5 1.4 113 3.0 2.8 2.6 2.4 2.2 2.0 1.8 1.6 1.5 1.3 114 3.0 2.7 2.5 2.3 2.1 1.9 1.8 1.6 1.4 1.3 115+ 2.9 2.7 2.5 2.3 2.1 1.9 1.7 1.5 1.4 1.2 |
AGES 110 111 112 113 114 115+ |
110 1.5 1.4 1.3 1.2 1.1 1.1 111 1.4 1.2 1.1 1.0 1.0 1.0 112 1.3 1.1 1.0 1.0 1.0 1.0 113 1.2 1.1 1.0 1.0 1.0 1.0 114 1.1 1.0 1.0 1.0 1.0 1.0 115+ 1.1 1.0 1.0 1.0 1.0 1.0 |
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