Typical Family Budget Percentages

Typical Family Budget Percentages
By: Connie Holt, E.A.
The Henssler Financial Group Position Paper

In the United States, the proportion of total disposable personal income that is spent on major categories is approximately as follows:

Personal Savings 5%;
Food 18%;
Transportation 12%;
Clothing, accessories, upkeep 9%;
Medical Care 6%;
Recreation 5%;
Other Expenditures 18%;
Housing Total 27% (Sum of Shelter through furnishings):
- Shelter 14%;
- Utilities 4%;
- Household Operation 4%, and
- House Furnishings and Equipment 5%.
The total should equal 100% of your income.

Although these percentages are typical, each individual family must decide how to best spend its income. The percentages should vary slightly for each family.