Talk to an Expert | Locations | On the Radio | Video Archive | Blog | About Us | Feedback
Radio Show Archives

Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Jan142019

Money Talks - January 12, 2019

This week on “Money Talks,” Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss December employment, the ISM Nonmanufacturing index, and the FOMC minutes from their December meeting. D.J. and Michael discuss a common trend at the beginning of the year: getting one’s financial house in order. They discuss the ideal debt-to-income ratio and how it affects your ability to get a mortgage and your credit score. They also discuss how to improve your debt-to-income ratio. The experts round out the show answering listeners’ questions on Apple’s recent decline, whether putting student loans in deferment is a good idea during a tough time, and tips on selling a home.

  

Click to read more ...

Monday
Jan142019

Case Study: New Year: Time to Get Your Financial House in Order

Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a common trend at the beginning of the year: getting one’s financial house in order. They discuss the ideal debt-to-income ratio, how it affects your ability to get a mortgage, and how to improve your debt-to-income ratio.

 

Click to read more ...

Monday
Jan142019

Market Roundup: Stocks Post Positive Returns for Third Straight Week

The first full week of trading kicked off closing in the green with cyclical stocks making a comeback as the Consumer Discretionary sector rallied to gain 2.36% leading the S&P 500 Index higher. The benchmark index gained 0.7% on the day. The Treasury yield curve maintained its contorted shape with one-year yields remaining higher than two-, three- and five-year yields. Stocks continued to climb on Tuesday, marking a third straight day of gains for major indices as investors appear optimistic that the United States and China can move forward on a trade deal. Trade talks between President Trump and Chinese President Xi Jinping stretched into a third day today and while there’s not yet an agreement, major indices rose on hopes alone. The Dow gained 1.09% while the NASDAQ and S&P 500 rose 1.08% and 0.97% respectively. Ten of 11 sectors were higher on the day with the Financial sector closing lower. In the third day of trade discussions in Beijing the Wall Street Journal reported the parties had made “progress toward an agreement but (left) the thorniest issues to be resolved in higher-level talks, according to people with knowledge of the discussions.” Also, minutes from the Federal Open Market Committee December meeting showed conversations that were more dovish than the statement issued, with some governors urging patience and seeing less clarity on future hikes. Market action was somewhat muted mid-week, but was led by Energy and Technology, with Utilities and Staples lagging while the S&P 500 gained 0.45%. The government shutdown watch continues with Trump walking out of a meeting with Schumer and Pelosi late in the day. Stocks finished higher on Thursday despite the S&P 500 Index falling as much as 1% intraday. Comments from Fed President Jerome Powell suggested that the central bank was willing to adjust its pace of rate increases if economic conditions continued to deteriorate. The Dow lead major indices rising 0.51%. The S&P 500 gained 0.45%, while the NASDAQ improved 0.42%. As concerns over the government shutdown continued Friday, stocks snapped a streak of five straight days of gains. Slightly in the red, the S&P 500 lost 0.01%, the Dow fell 0.02% and the NASDAQ finished down 0.21% on the day. CPI slipped 0.1% in December with core CPI printing at 2.2% and with a drop in gas prices leading to a headline at 1.9%. 

 

Click to read more ...

Monday
Jan142019

Q&A Time: Apple, Student Loan Deferment, and Selling a Home

The “Money Talks” experts round out the show answering listeners’ questions on Apple’s recent decline, whether putting student loans in deferment is a good idea during a tough time, and tips on selling a home.

 

Click to read more ...

Monday
Jan072019

Money Talks - January 5, 2019

This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen to take a look back at 2018 market performance and also discuss where the economy is today. They also provide their opinions on what 2019 holds for the market.

  

Click to read more ...

Monday
Jan072019

Viewpoints: Volatility Ahead for Short Term

Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analysts Nick Antonucci, CVA, CEPA, and Jacob Keen to discuss the current economic fundamentals and provide their opinions on what the market may be like in 2019.

 

Click to read more ...

Monday
Jan072019

Market Roundup: 2018 Ends with Losses but First Week 2019 Ends with Gains

The major indices closed out the last session of 2018 in the green, but 2018 still ended in the red. In a step up on New Year’s Eve, Healthcare and Consumer Discretionary stocks fared the best. On Tuesday, investors and the markets took the day off to celebrate the New Year’s holiday. Trading resumed Wednesday, with both the Dow Jones Industrial Average and S&P 500 Index losing points in early trading, but as sentiment concerning a trade deal with China began to increase, the indices ended the day flat.  The following day, initial jobless claims ticked up as new claims rose by 10,000 to 231,000 in the week ended December 29. In other news, U.S. manufacturing has slowed. The ISM manufacturing index slipped from 59.3 in November to 54.1 in December. Indices closed the trading session with gains on Friday with Technology stocks leading the ascent. Payrolls increased by 312,000 jobs in December. While December had the most jobs added of any month since February, the unemployment rate jumped up to 3.9% from 3.7%—for good reasons, though. The labor participation rate increased from 62.9% to 63.1%, a cycle high. With more workers now in the labor market, the number of unemployed workers rose. It’s also likely that Federal Reserve Chairman Jerome Powell encouraged investors with comments indicating the central bank was prepared to be flexible with monetary policy, suggesting future interest rate increases were not set in stone.

 

Click to read more ...

Monday
Dec242018

Money Talks - December 22, 2018

This week on “Money Talks,” Research Analyst Jacob Keen is joined by Managing Associate Shawna Theriault, CPA, CFP®, CDFA®, and Associate Peter Lynch to discuss the recent rate hike from the Federal Reserve, as well as economic releases for Industrial Production and Retail Sales. The experts also take investors’ concerns about the recent volatility and discuss if it is possible to recession-proof your portfolio. They round out the show answering listeners’ questions on why you should check your credit report, Chinese technology company Alibaba, college net price calculators, high yield bond funds and insurance considerations for those getting a divorce.

  

Click to read more ...

Monday
Dec172018

Money Talks - December 15, 2018

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Director of Insurance Planning, Jim Crone, CLU®, CFS, to discuss the current market movements, new developments in Brexit, and how the market is so reactive to trade and tariff talks. As part of our year-end prep, Jim brings his insight to insurance planning and taking a closer look at your term life policies. The experts also answer listeners’ questions on business exit planning, longevity annuities, Industrial manufacturer Caterpillar and the differences between a Profit-sharing plan and a 401(k) plan.

  

Click to read more ...

Monday
Dec172018

Case Study: Term Life Insurance: Replacement May be Easier Than Expected

Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate K.C. Smith, CFP®, CEPA, and Director of Insurance Planning, Jim Crone, CLU®, CFS, who brings his insight to insurance planning and taking a closer look at your term life policies that are about to expire.

 

Click to read more ...

Monday
Dec172018

Market Roundup: After Week's Losses, Indices are Entering Correction Territory

The major indices closed the trading session in green territory on Monday, as stocks rebounded in late afternoon trading. Gains among Technology sector names bolstered the Dow Jones Industrial Average’s ascent. Indices traded mixed on Tuesday with the Dow and S&P 500 Index shedding some points while the NASDAQ Composite closed slightly in the green zone. Consumer Staples led S&P 500 advancers while Financials and Industrials lagged for the session. Moves were likely mixed on a variety of economic news including a tick up in Producer prices in November. The Producer Price Index edged up 0.1% versus expectations of no change in wholesale inflation. Core PPI, which discounts food and energy, rose 0.3%. Over the past year, the PPI has slowed to 2.5% from 2.9%. Midweek, the major indices closed with gains as Industrial sector stocks bolstered the Dow's ascent while Facebook, Amazon, Netflix, and Alphabet led NASDAQ’s advancers. Stocks likely stepped up amid news of progress in U.S.-China trade talks. In economic news, consumer prices held steady in November. The Consumer Price Index was unchanged, matching economists' expectations. Indices closed trading with mixed moves on Thursday, as the Dow ended in green territory while the S&P 500 and NASDAQ shed some points. On another note, Labor Department data showed initial jobless claims decreased, as first-time claims fell to 206,000 for the week ended December 8, from 233,000 a week earlier. Unfortunately, the major indices closed well into the red zone on Friday despite reports that Retail Sales rose more than expected in November. Overall sales increased by 0.2% last month versus forecasts for a 0.1% gain. On another note, Industrial Production ticked up 0.6% in November, its fifth gain in six months.

 

Click to read more ...

Monday
Dec172018

Q&A Time: Exit Planning, Longevity Annuities, Caterpillar, and More

The “Money Talks” experts answer listeners’ questions on business exit planning, longevity annuities, how tariffs may affect Industrial manufacturer Caterpillar, and the differences between a Profit-sharing plan and a 401(k) plan.

 

Click to read more ...

Monday
Dec102018

Money Talks - December 8, 2018

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate D.J. Barker, CWS®, Associate Melanie Wells, CFP®, and fellow Research Analyst Jacob Keen to discuss the week’s volatility and how many stock in the S&P 500 Index were in bear territory. They also discuss the ISM Manufacturing Index, the Fed’s Beige Book, International Trade and the ISM Services Index. D.J. and Melanie take a closer look at some of the year-end financial moves you can make. The experts also answer listeners’ questions on stocks you can buy children to get them involved in their future and recent IPO YETI Holdings.

  

Click to read more ...

Monday
Dec102018

Case Study: Tactical Year-End Financial Moves to Help Improve Your Situation

Research Analyst Nick Antonucci, CVA, CEPA, is joined by Managing Associate D.J. Barker, CWS®, and Associate Melanie Wells, CFP®, to take a closer look at some of the year-end financial moves you can make.

 

Click to read more ...

Monday
Dec102018

Market Roundup: Prolonged Trade Dispute Resulted in High Negativity for the Week

Indices kicked off the week by posting gains on Monday, as stocks stepped up on trade-war truce news. President Trump will hold off on increasing tariffs on China-made goods for at least 90 days as the two sides negotiate a settlement. In economic news, manufacturing in the United States ramped up in November according to the ISM Manufacturing Index. November’s reading came in at 59.3, up from 57.7 in October. Indices closed well into red territory on Tuesday as stocks sold off amid United States-China trade deal concerns and fears of slowing economic growth. The 90-day delay in additional tariffs that boosted Monday’s market action was thwarted when the White House stated that these would begin on January 1st, 2019. The stock market was closed Wednesday for a national day of mourning to honor former President George H.W. Bush, who died at the age of 94. Unfortunately, the pause in market action didn’t help the slide as the major indices closed with mixed moves on Thursday. The Dow Jones Industrial Average and S&P 500 Index ended in the red and the NAASDAQ Composite closed slightly in the green zone. Looking elsewhere, according to the ADP National Employment Report, the United States added 179,000 jobs in November versus an expected 195,000. Indices again landed in red territory on Friday. The Labor Department data showed an addition of 155,000 jobs in November, down from 250,000 in October and below economists’ expectations of a gain of 195,000. The unemployment rate remained at 3.7%, the lowest in 49 years. On another note, consumer confidence levels are holding steady in December. In a preliminary reading, the University of Michigan Consumer Sentiment Survey hit 97.5, matching the final result for November. All told, it was a difficult week for stocks, with declines in the major indices ranging between 5.57% and 6.35%.

 

Click to read more ...

Monday
Dec102018

Q&A Time: Buying Stock Shares for Children and YETI Holdings, Inc.

The “Money Talks” experts answer listeners’ questions on affordable stocks you can buy children to get them involved in their future and recent IPO YETI Holdings.

 

Click to read more ...

Monday
Dec032018

Money Talks - December 1, 2018

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Tax Manager Dan DiLuzio, CPA, and Principal Jennifer Thomas, CFP®, to discuss the week’s market movements, Consumer Confidence, housing news, and the second estimate of third quarter GDP. Dan looks at some of the nuances taxpayers need to pay attention to this year for year-end tax planning. He explains why a little more time will be needed to plan. The experts also answer listener questions on what an ex-dividend date is, the new rules for 401(k) hardship withdrawals, and military retirement benefits. They also address stock questions on credit card processor Square, Inc., and technology-based learning product provider Rosetta Stone.

  

Click to read more ...

Monday
Dec032018

Case Study: Year-End Tax Planning Is Much More Crucial After Tax Reform

This week on “Money Talks,” Research Analyst Nick Antonucci, CVA, CEPA, is joined by Tax Manager Dan DiLuzio, CPA, and Principal Jennifer Thomas, CFP® to discuss some of the nuances taxpayers need to pay attention to this year for year-end tax planning. Dan explains why taxpayers will want to spend a little more time planning.

 

Click to read more ...

Monday
Dec032018

Market Roundup: Market Ends Last Week of November on Positive Note

Stocks opened higher Monday and maintained their lead throughout the afternoon with all the major equity sectors advancing, and sizable gains in the Technology, Consumer Discretionary, and Financial sectors. The next day, the stock market started lower, giving back some of Monday’s gains. However, positive comments from the Federal Reserve suggesting that rate hikes may slow in 2019 helped the indices turn around. In economic news, consumer confidence slipped for the first time in five months as the November reading came in at 135.7, compared to October’s read of 137.9. However, the number is much higher than in the prior-year period, which can point to a stronger year-end quarter. Stocks posted gains on Wednesday with indices closing in the green across the board. Comments from Federal Reserve Chairman Jerome Powell bolstered the ascent. Speaking at the Economic Club in New York, Mr. Powell said interest rates were, "just below the broad range of estimates of the level that would be neutral for the economy." On another note, Gross Domestic Product results remained strong but slowed slightly in the third quarter. In a second measure, real GDP grew 3.5% following a 4.2% gain in the second quarter. Indices landed in the red zone on Thursday with stocks trading slightly lower ahead of this weekend's summit between Donald Trump and Chinese President Xi Jinping. Looking elsewhere, initial jobless claims increased last week. For the week ended November 24, Department of Labor data showed new claims rose by 10,000 to 234,000. While the market had a rocky start, the major indices managed to gain ground by the afternoon. The S&P 500 index was up 4.85% for the week, while the Dow Jones Industrial Average was up 5.16%. The tech-heavy NASDAQ closed the week with a gain of 5.64%. In economic news, the Chicago PMI increased to 66.4 for the month of November, which was well beyond what The Street had been anticipating.

 

Click to read more ...

Monday
Dec032018

Q&A Time: Ex-Dividend Dates, Military Benefits, Stocks and More

The “Money Talks” experts answer listener questions explaining what an ex-dividend date is, the new rules for 401(k) hardship withdrawals, and if military retirement benefits affect Social Security. They also address stock questions on credit card processor Square, Inc., and technology-based learning product provider Rosetta Stone.

 

Click to read more ...