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Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Apr252016

Money Talks - April 23, 2016

This week on “Money Talks,” Managing Associate, K.C. Smith, CFP®, joins Matt Hames, CTFA and Troy Harmon, CFA, CVA to discuss the week’s market news including Industrial Production and the Consumer Sentiment Survey from last Friday. They also discuss Housing Starts, Mortgage Applications and Existing Home Sales that were this week’s headlines. Our experts also explore a case study about a couple who want to test drive their retirement plan as their current lifestyle will not be covered by Social Security alone—they will begin drawing on their retirement accounts almost immediately. The hosts also answer listeners’ questions on whether low oil prices bolstered consumer spending, interest on consumer debt vs. investment gains, water companies York Water and Middlesex Water Company and global industrial company General Electric Co.

  

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Monday
Apr252016

Case Study: Test Driving Your Retirement Plan Means Mapping Out Your Liquidity Needs

Test driving a retirement plan includes identifying the difference between your after-tax income and your desired after-tax spending for any given year.

 

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Monday
Apr252016

Market Roundup: Positive Week as Oil Prices Increase

Indices began the week with gains as energy stocks stepped up on a slight dip in crude oil. Crude pared earlier losses as the session progressed. The markets closed with mixed moves on Tuesday when both the Dow Jones Industrial Average and S&P 500 index tacked on some points while the NASDAQ traded slightly into red territory. West Texas Intermediate crude climbed 3.3% to settle at $41.08 a barrel. Commerce Department data showed U.S. housing starts decreased in March, with new construction falling 8.8% to a rate of 1.09 million versus expectations of 1.17 million. The markets posted gains across the board on Wednesday as oil prices increased 4%. Existing-home sales ramped up 5.1% to 5.33 million in March versus expectations of 3.7% growth. Stocks took a pause in their upward climb on Thursday as the oil rally slowed and doubts persisted whether the stimulus measures of the European Central Bank were working. Indices were mixed on Friday with the Dow and S&P 500 adding marginal gains while the NASDAQ traded lower. Crude oil ramped up again as West Texas Intermediate crude increased 1.4% to settle at $43.73 a barrel.

 

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Monday
Apr252016

Q&A Time: Oil’s Effect on Consumers, Water Companies and More

The “Money Talks” hosts answer listeners’ questions on whether low oil prices bolstered consumer spending, interest on consumer debt vs. investment gains, water companies York Water and Middlesex Water Company and the problems plaguing global industrial company General Electric Co.

 

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Monday
Apr182016

Money Talks - April 16, 2016

This week on “Money Talks,” Managing Associate Shawna Theriault, CFP®, C.P.A., joins Matt Hames, CTFA, and Troy Harmon, CFA, CVA, to discuss the S&P 500’s movements for the week, including the rallies in the Energy and Financial sectors. They also discuss wholesale trade, inflation indicators the Producer Price and Consumer Price indices, March’s retail sales and employment. The hosts also delve into a case study about longevity risk and the financial planning needed to ensure you do not outlive your money. Closing out the show, the experts answer a listener’s questions about lump sum investing vs. dollar cost averaging and the current trend of buying on the dips. They also provide their opinions on cyber security firms and identity theft protector, LifeLock.

  

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Monday
Apr182016

Case Study: Accommodating Longevity Risk in Your Financial Plan

Our experts discuss a case study about incorporating the risk of longevity into your comprehensive financial plan.

 

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Monday
Apr182016

Market Roundup: Overall Green Week Despite Red Start and Finish

The markets began the week on a down note as Healthcare stocks traded lower despite the step up by Financial stocks. West Texas Intermediate crude oil settled at $40.36 a barrel, which led to Energy stocks ramping up on Tuesday alongside a continued upswing in crude oil. Indices closed in positive territory on Wednesday on a variety of economic news. The Producer Price Index slipped 0.1% in March, while core goods prices rose 0.1% for the second straight month. Retail sales dipped 0.3% in March. Discounting cars, sales jumped 0.2%. Additionally, the Federal Reserve’s Beige Book, which covered economic activity from mid-February through March, showed a modest to moderate rate of expansion in the majority of districts. Indices closed slightly mixed on Thursday. The Dow and S&P 500 added fractional gains, while the NASDAQ ended the session marginally in the red. Bank stocks in the Financials sector led advancers while Technology stocks retreated. Indices closed Friday's session in red territory with stocks this time retreating on a variety of economic news. West Texas Intermediate crude lost its weekly gains to settle at $40.36 a barrel, where it began the week. In a preliminary measure, the University of Michigan Consumer Sentiment Survey showed a 1.3 point dip to 89.7 for April, versus expectations of an uptick to 91.8. 

 

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Monday
Apr182016

Q&A Time: The “Buying on the Dips” Trend and LifeLock

The Henssler Financial experts answer a listener’s questions about lump sum investing vs. dollar cost averaging and the current trend of buying on the dips. They also provide their opinions on cyber security firms and identity theft protector, LifeLock.

 

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Monday
Apr112016

Money Talks – April 9, 2016

This week on “Money Talks,” Jim Crone, CLU®, CFS®, joins Matt Hames, CTFA, and Troy Harmon CFA, CVA, to discuss the week’s market movements, healthcare, unemployment and the Consumer Sentiment Survey. They also touch on the ISM Manufacturing and Services indices as well as Factory Orders. The hosts also discuss the latest changes the Department of Labor made to the definition of fiduciary standard under the Employee Retirement Income Security Act (ERISA). In this week’s case study, Jim helps the hosts explore a case study about an investor who is considering a long-term care annuity. The experts also answer listeners’ questions on oil companies BP and Exxon; life insurance trusts and estate taxes; and agricultural chemical companies Potash, Ciner Resources and Mosaic.

  

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Monday
Apr112016

Case Study: Changing Annuities

Our experts discuss annuities with a long-term care component and how they may be able to offset issues investors may have obtaining long-term care coverage.

 

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Monday
Apr112016

Market Roundup: Down Week Nearly Erases Year-to-Date Gains

The week began with a pullback in oil prices, which eroded the market’s recent rally. Commodities prices slipped, weighing on Energy and Materials shares. Many investors took comfort in Friday’s solid reading on U.S. manufacturing activity and the March jobs report, which further eased worries about the strength of the U.S. economy. However, concerns about sluggish global growth remained. The decline continued Tuesday with every sector in the S&P 500 falling, all but erasing the index’s gains for the year. The two-day losing streak was snapped Wednesday, led higher by Healthcare sector stocks. Minutes from the Federal Reserve's March meeting showed policymakers left interest rates unchanged and reduced the number of planned rate increases to two from four. The market’s gains were short-lived as Financials and Energy stocks led the decline on Thursday. Friday’s gains were not enough to push the week into green territory, despite the rally in West Texas Intermediate crude.

 

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Monday
Apr112016

Viewpoints: Recent Changes by the Department of Labor and the U.S. Treasury

Our experts weigh in on the Department of Labor’s newest changes regarding fiduciary standards for brokerage firms under the Employee Retirement Income Security Act (ERISA), and the U.S. Treasury’s tightened rules aimed at curbing tax inversion by U.S. based companies seeking to move their tax residence abroad.

 

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Monday
Apr112016

Q&A Time: Oil Companies, Agricultural Chemical Companies and Life Insurance

Our experts answer listeners’ questions on oil companies BP and Exxon; life insurance trusts and estate taxes; and agricultural chemical companies Potash, Ciner Resources and Mosaic.

 

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Monday
Apr042016

Money Talks - April 2, 2016

This week on “Money Talks,” Associate Jarrett McKenzie, CFP®, CWS®, joins Matt Hames, CTFA, and Troy Harmon, CFA, CVA to discuss the news from the previous holiday-shortened week, including fourth quarter 2015’s gross domestic product. They also discuss this week’s news including personal income, consumer confidence and interest rates. The hosts explore a case study on making Roth 401(k) contributions in addition to or instead of pre-tax 401(k) contributions. The experts also answer listeners’ questions about value and growth investing, technology companies Belden, Inc., Amphenol Corp. and Cisco Systems. Additionally, they weigh the benefits to paying off a student loan early versus investing extra cash into a 401(k).

  

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Monday
Apr042016

Case Study: Saving Tax-Exempt Funds with Roth 401(k) Contributions

Our experts discuss whether an investor should make traditional or Roth 401(k) contributions.

 

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Monday
Apr042016

Market Roundup: Markets Continue to Climb

The markets started the week mixed, with both the Dow and S&P 500 closing Monday with gains, while the NASDAQ shed some points. Trading was likely mixed ahead of the March employment numbers, manufacturing and construction data that were scheduled for release later in the week. Personal income increased 0.2% in February, versus a forecast of no change. On Tuesday, stocks flourished on Federal Reserve comments. Federal Reserve Chair Janet Yellen emphasized a gradual, "as needed" approach to moving on interest rates. Meanwhile, consumer confidence ticked up in March. Conference Board data showed confidence increased 2.2 points to 96.2 this month. Home prices also increased 5.7% in January, according to the S&P/Case-Shiller 20-city index. Indices traded well into the green zone on Wednesday, with Technology stocks leading the way up. Crude oil moved higher on a smaller-than-expected jump in recent inventories. The ADP National Employment Report showed 200,000 jobs were added to the private sector in March. The market indices closed with mixed moves on Thursday, as investors proceeded with caution ahead of monthly employment numbers due out the following day. The Institute for Supply Management numbers showed economic activity in the Chicago area rebounded in March, as the Chicago PMI hit 53.6. The markets ended the week with a positive day of trading. U.S. stocks closed higher on Friday following positive reports on employment and manufacturing in the United States. The latest employment report showed 215,000 jobs were added in March, and average hourly earnings rose as well. The ISM manufacturing index also rose more than expected.

 

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Monday
Apr042016

Q&A Time: The Difference Between Growth and Value Investing

Our experts address a listener’s question on growth and value investing. They focus on the fundamental differences, when one style is more in favor and how we prefer to invest long-term. 

 

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Monday
Apr042016

Q&A Time: Technology Companies and Student Loan Repayment

Our experts answer listeners’ questions on technology companies Belden, Inc., Amphenol Corp. and Cisco Systems. They also offer their opinions on paying off student loans early versus investing extra cash into a 401(k) plan.

 

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Monday
Mar282016

Money Talks - March 26, 2016

In this week’s holiday-shortened edition of “Money Talks,” Director of Research Troy Harmon, CFA, CVA, is joined by Research Analyst Nick Antonucci to discuss the week’s market action, including how the global markets reacted to the terrorist attack in Brussels. The hosts also discuss the S&P sectors’ performance year-to-date, current earnings and economic releases, including the University of Michigan Consumer Sentiment Survey, Existing Home Sales and MBA Mortgage Applications. The remainder of the show featured some of the best case studies from past weeks.

  

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Monday
Mar212016

Money Talks – March 19, 2016

This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, joins Matt Hames, CTFA and Troy Harmon, CFA, CVA to discuss retail sales, industrial production and economic indicators the Producer Price and Consumer Price indices. In the featured case study the hosts take a look at an investor who inherits her aunt’s IRA and discuss her withdrawal options. The experts also answer listeners’ questions on American Tower Corp., General Motors Co., Agrium, how to save for both a house and retirement and how to budget when transitioning into retirement. 

  

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