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Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Feb082016

Money Talks – February 6, 2016

This week on “Money Talks,” Managing Associate, D.J. Barker, CWS®, joins Matt Hames, CTFA, and Troy Harmon, CFA, CVA, to discuss how oil prices have affected both the world’s and the United States’ economies, the market’s reaction to economic data from China and how the higher Fed Funds rate hasn’t produced the expected results. They also touch on several economic reports, including Personal Income, the ISM Manufacturing and Nonmanufacturing indices, Productivity and Costs and the bump in jobless claims. In this week’s case study, our experts also explore ways to save for retirement when an investor doesn’t have a 401(k) available. In addition, the hosts answer listeners’ questions on Williams Partners LP and the companies sponsoring and advertising during the Big Game. 

  

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Monday
Feb082016

Case Study: Saving for Retirement Without an Employer-Sponsored Plan

Our experts explore saving for retirement when an employer-sponsored plan is not available.

 

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Monday
Feb082016

Market Roundup: Markets Down about 3% on Oil Prices and Negative Economic Reports 

The week began with a tumble in oil prices and more signs of economic weakness in China, which resulted in modest losses for most of the trading session. However, stocks pushed higher in the last hour of trading to close the day nearly flat. U.S. and European stock indices fell sharply on Tuesday, and buyers sought safe-haven government bonds after another tumble in oil prices. Additionally, Energy stocks retreated after reporting less-than-optimum earnings details. Wednesday proved to be another day saved by a late session rally. The Dow staged a rebound from early low levels to close higher. The S&P 500 landed in the green while the NASDAQ shed some points. The Institute for Supply Management showed a downtick to 53.5 in January from 55.8 in December, marking the slowest pace for services industry activity since February 2014. Stocks climbed on Thursday despite volatile trading. Labor Department data showed initial jobless claims increased by 8,000 to 285,000 last week, while continuing claims decreased by 18,000 to 2.255 million. Non-farm business productivity slipped 3% in the fourth quarter of 2015, versus a 2.1% uptick in the third quarter. Technology stocks led the way down on Friday as stocks traded lower on a variety of economic news. The economy added fewer jobs than expected in January. Payrolls increased by 151,000 versus an anticipated addition of 190,000, while the unemployment rate ticked down to 4.9%.

 

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Monday
Feb082016

Q&A Time: Limited Partnerships, Big Game Advertising and Cable

Our experts discuss listeners’ questions on Williams Partners LP and how limited partnerships affect investors’ taxes; Comcast and how cable providers have benefited from increased consumer spending, and the companies sponsoring and advertising during the Big Game.

 

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Monday
Feb012016

Money Talks – January 30, 2016

This week on “Money Talks,” Director of Insurance Planning, Jim Crone, CLU®, CFS®, joins Matt Hames, CTFA, and Troy Harmon, CFA, CVA, to discuss oil’s price movements and how oil has affected the Energy sector. They also discuss the Consumer Discretionary and Financial sectors, in addition to economic releases and housing news. In this week’s case study, they focus on a company’s supplemental executive retirement plan, which is underfunded, and how a Section 162 executive bonus plan using life insurance could benefit the key employees. The experts also address listener questions on whether annuities are an investment or an insurance policy, whether Big Tobacco is still a viable investment, and they discuss health care companies Cambrex Corp. and LeMaitre Vascular, Inc.

  

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Monday
Feb012016

Case Study: Strategically using Life Insurance as Part of Executive Compensation

Our experts discuss the nuances of using life insurance as part of an executive bonus plan.

 

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Monday
Feb012016

Market Roundup: Roller Coaster Week Ends Positive for the Markets

The markets started the week on a down note as investors looked for clues about whether trouble overseas could begin to depress U.S. growth. Adding to the pressure, investors are worried about the Federal Reserve’s plan for raising interest rates. A drop in crude oil brought energy stocks down. With Tuesday’s jump in oil prices, energy brands rose and brought the market indices along for a green finish. Measuring consumer confidence, the Conference Board data hit 98.1 for January versus a reading of 96.3 in December. Mid-week, U.S. stocks declined as the Federal Reserve kept a March increase in interest rates on the table, unnerving investors after weeks of sharp swings in global markets. The Fed said in its policy statement that it is “closely monitoring” developments in global economies. Reversing course again on Thursday, the markets closed up in the wake of favorable earnings and on word of a proposed five percent production cut from Saudi Arabia. The rally continued Friday with Blue Chip brands leading the way. Also adding to the gains, manufacturing in the Midwestern region stepped up this month. The Chicago Purchasing Managers Index registered a reading of 55.6 in January, up from December's reading of 42.9 and well beyond an expected score of 45.

 

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Monday
Feb012016

Q&A Time: Annuities, Big Tobacco, National Beverage and Healthcare Companies

The “Money Talks” hosts address a listener’s question on whether annuities are an investment or an insurance policy. They also discuss whether Big Tobacco is still a viable investment, and if National Beverage is OK to hold. Finally, they discuss health care companies Cambrex Corp. and LeMaitre Vascular, Inc.

 

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Monday
Jan252016

Money Talks - January 23, 2016

This week on “Money Talks,” your hosts Matt Hames, CTFA, Troy Harmon, CFA, CVA, Jarrett McKenzie, CFP®, CWS®, and Nick Antonucci discuss the market reaction to economic growth in China and the rebound in oil prices. They also discuss the 10% correction the market is experiencing. In the featured case study, they look at a couple’s retirement savings strategy now that the husband has returned to the workforce and how the additional income will affect their savings and tax liability. The experts also address listener questions on using a Roth conversion to reduce future required mandatory distributions. They also touch on the rules for a Roth conversion, and when it may make financial sense to do a conversion. They also provide opinions on biotechnology company Seattle Genetics and cable service provider Cablevision Systems Corp.

  

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Monday
Jan252016

Case Study: Viewing Retirement Assets as a Combined Nest Egg

Our experts discuss a case study of a couple’s retirement savings strategy now that the husband has returned to the workforce.

 

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Monday
Jan252016

Market Roundup: First Weekly Gains in a Month

After the Martin Luther King, Jr. federal holiday on Monday, U.S. stocks enjoyed their first week of gains in a month. The markets closed Tuesday mixed, as the Dow's turbulent session ended with gains. The S&P 500 ticked up slightly while the NASDAQ shed some points. Shares rose in Asia and Europe on Tuesday after China released economic growth figures and Brent crude oil, the global benchmark, climbed. In the United States, however, oil prices and energy shares retreated, leaving the broader market with only minuscule gains after a morning rally. Mid-week, the markets closed well into red territory after a new low in crude oil. Oil’s plunge, now in its 19th month, largely has been driven by oversupply during a production boom in the United States. Also, Economic data released Wednesday showed a slight decrease in the Consumer Price Index; however, all items less food and energy rose 0.1% in December, its smallest increase since August. Reports also showed an unexpected drop in housing starts in December. The index reversed course on Thursday, as markets were positive after a rebound in crude oil prices. Additionally, Labor Department figures showed 293,000 initial jobless claims for last week. Friday’s rally pushed the markets higher for the week.

 

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Monday
Jan252016

Q&A Time: Roth IRA Conversions and Biotechnology Stocks

Our experts address listener questions on using a Roth conversion to reduce future required mandatory distributions. They also touch on the rules for a Roth conversion and when it may make financial sense to do a conversion. They also provide opinions on biotechnology company Seattle Genetics and cable service provider Cablevision Systems Corp.

 

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Monday
Jan182016

Money Talks – January 16, 2016

This week on “Money Talks,” Principal Bil Lako, CFP® and Research Analyst Nick Antonucci join Matt Hames, CTFA, to discuss the week’s market performance, from where the fear causing the selloff stems and what is happening with the interest rate yield curve. They also discuss employment, wholesale trade and the Fed’s Beige Book. With the market off to a rocky start, our experts take a deeper look into dividend stocks and how to evaluate them for your portfolio. They also address several listeners’ questions this week, including a follow up from last week’s 401(k) contribution question, life insurance offers for children, insurance companies Markel Corp. and White Mountain Insurance Group, and big brands Apple, Inc. and Chipotle Mexican Grill.

  

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Monday
Jan182016

Investment Whys: A Slowdown Presents an Opportunity to Buy

Our experts discuss 2016’s turbulent start and what active investors should be looking for in the market today.

 

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Monday
Jan182016

Market Roundup: Markets Close Week Down More than 2%

The indices closed mixed on Monday with late day trading leading the Dow and S&P 500 into the green zone. The NASDAQ shed some points, and Small-Cap stocks briefly fell into a bear market. On Tuesday, a late afternoon rally left indices positive for the day, with NASDAQ trading leading the advance. Crude oil briefly fell below $30 a barrel; however, West Texas Intermediate crude managed to settle at $30.79 a barrel. U.S. stocks tumbled on Wednesday to their lowest close since September, and oil prices gave up an early rally on mounting worries about the global economy. In economic reports, the Fed's Beige Book reported growth in consumer and housing sectors. Expansion in manufacturing, agriculture and energy sectors continued to lag in recent months. Trading closed in green territory on Thursday as Labor Department data showed initial jobless claims increased to 284,000 last week. Unfortunately, indices closed the session well into the red zone on Friday with stocks trading into territory not seen since August. West Texas Intermediate crude dipped 5.7% to settle at $29.14 a barrel.

 

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Monday
Jan182016

Q&A Time: “Expensive” Insurers, Apple and Chipotle Mexican Grill

Our hosts answer listeners’ questions on specialty insurance underwriter Markel Corp. and property and casualty insurer White Mountain Insurance Group, addressing concerns that share prices are several hundreds of dollars. They also discuss the future of Apple Inc., and how the E.Coli outbreak has affected Chipotle Mexican Grill.

 

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Monday
Jan182016

Q&A Time: 401(k) Employer Match and Life Insurance

Our experts address a follow up question to last week’s conversation on the pace of 401(k) contributions and how the employer match may be affected by maxing out contributions early in the year. They also address one listener’s question about purchasing life insurance for his newborn child.

 

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Monday
Jan112016

Money Talks - January 9, 2016

This week on “Money Talks,” Associate Jarrett McKenzie, CFP®, CWS®, joins Matt Hames, CTFA, and Troy Harmon, CFA, CVA, to discuss the turbulent ride the market has taken at the start of 2016. They also discuss the Institute for Supply Management’s Manufacturing and Nonmanufacturing indices, international trade, mortgage applications and Interest rates. In this week’s case study, our experts explore a listener’s dilemma on timing his 401(k) contributions and whether he should pay off his mortgage before retirement, discussing the decisions from both a financial and emotional standpoint. The hosts also address listeners’ questions on oil and energy prices, companies BP and Marathon Oil, as well as, tax deductions for 529 plan contributions, and diagnostic testing service provider Quest Diagnostics.

  

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Monday
Jan112016

Case Study: Emotions can Influence our Investment Habits

Our experts explore a listener’s dilemma on timing his 401(k) contributions and whether he should pay off his mortgage before retirement, discussing the decisions from both a financial and emotional standpoint.

 

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Monday
Jan112016

Market Roundup: Markets End First Full Week of Trading Down Nearly 5%

A sharp selloff in China’s market resulted in a rocky trading day for the U.S. markets. Most blue chip stocks retreated, and Energy stocks traded lower on a downswing in crude oil prices. West Texas Intermediate crude dipped 0.8%, settling at $36.76 a barrel. Trading on Tuesday closed with gains, with Consumer Staples and Telecommunication stocks helping the tepid recovery from the sharp selloff that started the year. The rally was short-lived as the markets closed Wednesday in the red zone, brought down by Energy stocks. Additionally, Energy Information Administration showed an unexpected increase of 2.6 million barrels in crude inventories in the past week. Analysts were forecasting a decline in reserves. National Association of Realtors data showed a 0.9% decrease in November for pending home sales. Stocks continued to tumble Thursday following Labor Department data which showed that initial jobless claims fell by 10,000 to 277,000 last week. The decline seemed to level out on Friday when the Bureau of Labor Statistics showed an addition of 292,000 jobs in December. Looking elsewhere, manufacturing levels made a fractional retreat in December. The Institute for Supply Management's survey slipped to 48.2 from November's reading of 48.6.

 

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