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Henssler Financial Radio

Tune into "Money Talks," Saturdays from 10-11 a.m.
on Atlanta's AM 920 The Answer.

Monday
Jun202016

Money Talks - June 18, 2016

This week on “Money Talks,” Managing Associate D.J. Barker, CWS®, joins Matt Hames, CTFA, and Nick Antonucci to discuss the market’s reaction to the week’s economic news, including the Federal Open Market Committee’s decision to keep its benchmark lending rate steady and the readings from May’s Producer Price and Consumer Price indices. The experts also delve into a case study about spending in retirement versus leaving all of your wealth to your children. The hosts also address listeners’ questions on high-end retailers Kate Spade, Michael Kors and Ralph Lauren in addition to questions about Microsoft’s acquisition of LinkedIn, paying off debt versus investing a windfall and comparing mutual funds.

  

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Monday
Jun202016

Case Study: Spending Your Wealth or Leaving an Inheritance

Our experts discuss whether retirees should spend what they have saved or continue to save as much as they can for their children to inherit.

 

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Monday
Jun202016

Market Roundup: Markets Suffer Down Week on Declining Oil Prices and FOMC Meeting

The markets began the week in the red zone as investors likely proceeded with caution ahead of Tuesday's Federal Open Market Committee meeting. Crude oil slipped for the third straight session, with West Texas Intermediate crude dipping 0.4%, settling at $48.88 a barrel. The slip continued the next day with Financial stocks leading declines for the S&P 500 Index. Stocks retreated on a downswing in crude oil, which settled at $48.49 a barrel. Meanwhile, Commerce Department data showed retail sales climbed by a stronger-than-expected 0.5 percent in May. Discounting sales of autos and gasoline, sales increased by 0.3 percent. Stocks traded lower on Wednesday in the wake of comments from the Federal Open Market Committee meeting. Interest rates will remain unchanged for the time being, but there may be as many as two rate increases by the end of the year. In economic news, the Producer Price Index edged up by 0.4% in May, versus consensus expectations of a 0.3% climb. The core measure jumped by 0.3%. Stocks recovered a little on Thursday in late-day trading, despite West Texas Intermediate crude oil slipping 3.8% settling at $46.21 a barrel. The Consumer Price Index rose by 0.2% in May, versus a 0.4% gain in April. The core measure, which discounts food and energy, edged up by 0.2%. Additionally, Labor Department figures showed new claims ramped up by 13,000 to 277,000. Indices closed in red territory on Friday, with Technology and Healthcare stocks leading the downswing; however, West Texas Intermediate crude increased 3.8% to settle at $47.98 a barrel.

 

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Monday
Jun202016

Q&A Time: High-End Retailers, M&A Activity, Paying off Debt and Comparing Mutual Funds

Our experts address listeners’ questions on high-end retailers Kate Spade, Michael Kors and Ralph Lauren, in addition to questions about Microsoft’s acquisition of LinkedIn, paying off debt versus investing a windfall and comparing mutual funds.

 

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Monday
Jun132016

Money Talks – June 11, 2016

This week on “Money Talks,” Managing Associate K.C. Smith, CFP®, joins Troy Harmon, CFA, CVA and Nick Antonucci to discuss the week’s market action, a cooling Services Index, increasing factory orders and an increase in the U.S. trade deficit. They also cover the surprise decline in employment announced last Friday. The experts also delve into a case study about an investor who can take advantage of a Roth IRA conversion to diversify the tax status of his retirement assets, but it would mean saving less to the children’s 529 Plans. K.C. discusses the pros and cons behind using Roth IRA funds as a dual retirement/college savings. The experts also answer listener questions on Hancock Fabric’s bankruptcy, how prolonged low interest rates may affect the future returns on equities, charitable IRA contributions and T-Mobile’s new loyalty program that includes shares of their company stock. 

  

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Monday
Jun132016

Case Study: An “Exception” to Using “Retirement” Money for Education

Our experts also delve into a case study about an investor who can take advantage of a Roth IRA conversion to diversify the tax status of his retirement assets, but it would mean saving less to his children’s 529 Plans. Managing Associate K.C. Smith, CFP® discusses the pros and cons behind using Roth IRA funds as a dual retirement/college savings.

 

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Monday
Jun132016

Market Roundup: Despite Mid-Week Gains, Markets End Week Down

The markets started the week with upward movements with Financial stocks rebounding to lead the S&P 500 Index higher. Stocks stepped up on words from the Federal Reserve. Speaking before the World Affairs Council of Philadelphia, Fed Chairwoman Janet Yellen said the central bank may boost interest rates further before the economy reaches its growth targets and cautioned against relying on the disappointing data of a single jobs report. On Tuesday, the markets traded with mixed moves, as the Dow Jones Industrial Average and S&P 500 closed with slight gains, while the NASDAQ shed some points. Momentum faded somewhat in the afternoon. Texas Intermediate crude increased 1.4 percent to settle at $50.36 a barrel, resulting in an increase in several Energy sector stocks. Federal Reserve figures showed consumer credit increased $13.4 billion in April, versus average economist estimates of $18 billion. Indices returned to green territory on Wednesday, with the S&P 500 closing near an all-time high. Raw-materials and Industrial stocks led the upswing; however, Energy stocks took a breather despite a ramp up in crude oil. Despite rebounding from session lows, the markets landed slightly down on Thursday. Labor Department data showed new claims fell in the last week by 4,000 to 264,000. Indices continued trading in the red zone on Friday. In a preliminary measure, the University of Michigan Consumer Sentiment index dipped by 0.4 point to 94.3 in June versus estimates for a reading of 94 and shy of May's final reading of 94.7. Elsewhere, West Texas Intermediate crude slipped three percent to close the week at $49.07 a barrel. 

 

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Monday
Jun132016

Q&A Time: Bankruptcy and Pensions; Charitable IRA Distributions and T-Mobile

The “Money Talks” experts answer listener questions on Hancock Fabric’s bankruptcy, how prolonged low interest rates may affect the future returns on equities, charitable IRA distributions and T-Mobile’s new loyalty program that includes shares of their company stock.

 

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Monday
Jun062016

Money Talks - June 4, 2016

This week on “Money Talks” Managing Associate Shawna Theriault, CFP®, C.P.A., joins hosts Matt Hames, CTFA, and Troy Harmon, CFA, CVA, to discuss the market’s moves, the second estimate of first-quarter GDP, consumer sentiment and personal income reports. In this week’s case study, Shawna and Matt discuss how important it is to establish credit and highlight some of the best ways to do so. The experts also answer listeners’ questions on three stocks that were high-flyers for the last 10 years: Dollar Tree, Under Armour and Alexion Pharmaceuticals. They also discuss how wage protests may affect McDonald’s Corp. and how Uber has affected car rental companies Avis Budget Group and Hertz Holdings, Inc.

  

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Monday
Jun062016

Case Study: Cash Versus Credit for Millennials

While Millennials prefer cash over credit, our experts discuss why credit history is important and how to establish a good credit history.

 

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Monday
Jun062016

Market Roundup: Holiday-Shortened Week Ends in Green Territory

After observing Memorial Day, market action was mixed on Tuesday. Both the Dow Jones Industrial Average and S&P 500 Index shed some points, while the NASDAQ landed in green territory for the session. Consumer confidence decreased this month, as the Conference Board reported a downswing to 92.6 in May from 94.7 in April, noting a slight slowing in the labor market. On another note, Commerce Department figures showed consumer spending ticked up in April with a 1% jump versus expectations of 0.7%. The result marked the strongest increase in seven years. Substantial demand for new vehicles and higher fuel prices led the advance. U.S. trading volumes were low on Wednesday, with nearly 6.5 billion shares exchanging hands compared with the year-to-date average of 7.8 billion shares. Despite the low volume, the major indices closed with gains. Indices closed with slight gains on Thursday, while the S&P 500 traded up to a seven-month high. Initial jobless claims decreased, dipping by 1,000 to 267,000. Crude oil moved up on a downswing in inventory levels when reserves retreated by 1.4 million barrels in the past week. Stocks ended in the red zone on Friday despite rebounding from early low levels. Less-than-stellar employment numbers likely led the decline. Labor Department figures showed an addition of 38,000 non-farm payrolls for May, versus economist expectations of 164,000. Additionally, numbers for March and April were downwardly revised by a combined amount of 59,000. Services industry activity also retreated in May as ISM non-manufacturing index dipped to 52.9 from 55.7 in April.

 

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Monday
Jun062016

Q&A Time: 10-Year High Flyers, McDonalds, Avis and Hertz

The “Money Talks” hosts answer listeners’ questions, providing opinions on the future of several stocks with good 10-year track records. They also address how the minimum wage debate may affect McDonald’s, and how Uber has affected rental car companies Avis and Hertz.

 

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Wednesday
Jun012016

Money Talks – May 28, 2016

This week on “Money Talks,” Research Analyst Nick Antonucci joins hosts Matt Hames, CTFA, and Troy Harmon CFA, CVA, to discuss the week’s economic news including the semiconductor book-to-bill ratio, existing and new home sales, mortgage applications and durable goods. In this week’s case study, the analysts discuss Henssler Financial’s philosophy of laddering bonds to cover liquidity needs, and the firm’s bond buying criteria. They also answer listeners’ questions on using income stocks for the ninth and tenth year liquidity needs to compensate for low interest rates, in addition to specific stock questions on United Therapeutics Corp., Gilead Sciences and Best Buy.

  

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Wednesday
Jun012016

Case Study: Matching Investments to Your Liquidity Needs

Our experts discuss a case study about matching investments with known expenses 10 years prior to your need, and how to structure a fixed-income portfolio.

 

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Wednesday
Jun012016

Market Roundup: Markets Rally Despite Monday’s Initial Loss

Indices began the week with a loss as Utilities and Telecommunication stocks led the slight downswing. West Texas Intermediate crude shed 0.7% to settle at $48.08 a barrel. Despite the rough beginning, the market indices traded well into the green zone on Tuesday. New home sales increased to an eight-year high in April. Sales jumped 16.6% last month to an annual pace of 619,000 versus expectations of 525,000. Stocks continued to rally on Wednesday with several Financial stocks posting gains after a jump in crude oil. Additionally, several Energy stocks stepped up on a dip in inventories. Energy Information Administration data showed reserves decreased by 4.2 million barrels in the past week. Markets were mixed on Thursday as the Dow Jones Industrial Average and S&P 500 traded slightly lower, while the NASDAQ ended in the green zone. Initial jobless claims decreased as Labor Department data showed new filings for the prior week dipped by 10,000 to 268,000. On another note, durable goods orders increased by 3.4% in April. Technology, Financial and Consumer Discretionary stocks posted gains on Friday amid a variety of economic news. Revised gross domestic product numbers may have been an inspiration. The economy expanded at a pace of 0.8% in the first quarter, versus the previous estimate of 0.5% growth. The revised data was shy of an expected 0.9% rate. 

 

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Wednesday
Jun012016

Q&A Time: Income Stocks, Biotechnology and Big Box Retailers

Our experts address listeners’ questions on income stocks compensating for low interest rates, biotechnology company United Therapeutics Corp., biopharmaceutical company Gilead Sciences and big-box retailer Best Buy.

 

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Monday
May232016

Money Talks – May 21, 2016

This week on “Money Talks,” Associate Jarrett McKenzie, CFP®, CWS®, joins Matt Hames, CTFA and Research Analyst Nick Antonucci to discuss the market sectors’ year-to-date performance, April’s retail sales, inflation indicators Producer Price and Consumer Price indices and the speculation of Britain leaving the European Union. The hosts also take a look at the fiduciary responsibility an adviser has to clients who are getting divorced in this week’s case study. The experts answer a variety of listener questions, including ones on quick serve restaurants, investments in banks and the Financials sector, and an investment in DNP Select Income Fund versus the Vanguard High Dividend Yield index fund. They also discuss private mortgage insurance and the different ways to remove it from your mortgage payment.

  

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Monday
May232016

Case Study: A Financial Adviser’s Fiduciary Responsibility During a Clients’ Divorce

Our experts discuss the fiduciary responsibility a financial adviser has when clients are going through a divorce.

 

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Monday
May232016

Market Roundup: Stocks Close Higher Despite Hawkish Fed Comments

Stocks started the week on a high note, with Energy and Technology stocks leading the upswing. West Texas Intermediate crude oil also settled at $47.72 a barrel. Stocks traded lower on Tuesday. Consumer prices increased in April as the Consumer Price Index rose 0.4% versus March’s uptick of 0.1% and February’s 0.2% decline. Core prices, discounting food and energy, jumped 0.2% as expected. Industrial production ramped up by 0.7% in April versus expectations of a 0.3% expansion, while Commerce Department data showed housing starts climbed 6.6% in April to an annual rate of 1.17 million units. The stock indices closed out Wednesday's trading session mixed on Federal Reserve comments. Minutes from April's Federal Open Market Committee meeting showed a rate hike is somewhat likely for June, but only if economic data warrants it. Crude oil retreated midweek with West Texas Intermediate crude settling at $48.19 a barrel. Figures from the Energy Information Administration showed a 1.3 million barrels lift in inventories in the past week. Stocks rebounded somewhat in Thursday’s afternoon momentum. Labor Department data showed first-time claims for unemployment benefits decreased by 16,000 to 278,000, while continuing claims dipped by 13,000 to 2.152 million last week. Indices closed in the green zone on Friday. Better-than-expected quarterly data led the Technology sector higher. West Texas Intermediate crude oil settled the week at $47.75 a barrel. Existing home sales ticked up in April as data from the National Association of Realtors showed a 1.7 percent increase to an annual rate of 5.45 million units. Sales in March were revised slightly higher to 5.36 million units from the initially reported 5.33 million.

 

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Monday
May232016

Q&A Time: Quick-Serve Restaurants, DNP Select Income Fund and More

Our experts discuss quick-serve restaurant companies Restaurant Brands International and Wendys, bank stocks East West Bancorp and Wells Fargo as well as investments in DNP Select Income Fund or the Vanguard High Dividend Yield index fund. They also discuss private mortgage insurance and the different ways to remove it from your mortgage payment.

 

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