| Financial
Planning |
 |
Prepare
cash flow projections based on the client's current
financial status
|
|
Help
the client determine if his financial objectives are
attainable, based on current savings, spending, and
income patterns
|
|
Suggest
changes, if necessary, to help the client achieve
his financial goals
|
|
Help
the client estimate future liquidity needs
|
|
Develop
a comprehensive plan to help the client reach his
future financial goals and objectives
|
|
Determine
if current life and disability insurance coverage
is appropriate
|
|
|
Plan
for special spending items, such as college educations,
new homes, and other large spending items
|
| |
|
| Money
Management |
|
Develop
an investment strategy based on financial planning
and geared toward the client's unique needs
|
|
Manage
and direct the client's portfolio based on this investment
strategy
|
|
Manage
equity investments in the client's portfolio based
on GWH's strict quality standards
|
|
Manage
fixed income investments in the client's portfolio
based on his particular cash flow projections, tax
planning considerations, and strict quality standards
|
| |
|
| Retirement
Planning |
|
Help
the client determine if current retirement goals are
attainable based on current spending and savings habits
|
|
Provide
a plan of action to help the client attain his retirement
goals
|
|
Provide
alternative courses of action if initial retirement
goals appear to be unattainable
|
|
Recommend
allocations and investment choices in company retirement
plans
|
| |
|
| Insurance
Planning |
|
Help
the client determine the amount of life and disability
insurance that is most appropriate
|
|
Assist
the client in determining if long-term care insurance
is appropriate
|
|
Direct
the client to insurance professionals to further assist
with insurance needs (we do not sell insurance)
|
| |
|
| Tax
Planning and Preparation |
|
1040
tax return preparation once a year
|
|
Quarterly
projections with estimated payment analysis
|
|
One-hour
consultation
|
|
One-hour
cumulative telephone or e-mail tax information throughout
the year
|
| |
|
|
Estate
Planning
|
|
Review
the client's overall estate plan to make sure it reflects
his goals
|
|
Help
the client trouble shoot potential problem areas and
if necessary, bring a team of professionals together
to implement solutions
|
|
Coordinate
with the client's C.P.A., attorney and insurance professional
to implement his estate plan
|
|
Provide
the client with an understanding of his estate plan
through discussion of the plan's overall strategy
and structure
|
|
The
GWH Wealth Management Program
annual fee structure is:
|
| |
|
The
first $2,000,000
|
1.10%
|
|
$2,000,000
to $3,000,000
|
0.95%
|
|
$3,000,000
to $4,000,000
|
0.80%
|
|
$4,000,000
to $5,000,000
|
0.70%
|
|
$5,000,000
and up
|
negotiable
|
|
Minimum
Annual Fee = $11,000
|
|
Minimum
and Annual Fees Negotiable
|
|
