disclosures
 

Important Legal Information — Please Read

The Henssler Financial Group ("THFG") shall mean and refer to any and all subsidiaries, parent or sister corporations, limited liability companies, partnerships or other entities or entity controlling, controlled by or under common control with said corporations or entities, including, but not limited to G.W. Henssler & Associates, Ltd. ("GWH"), Henssler Asset Management, LLC ("HAM") both federally registered investment advisers, and DiLuzio & Henssler, Inc. ("DH"), all d/b/a "The Henssler Financial Group." THFG is not a financial adviser.

Disclaimer

The information provided on this site is provided without charge as a convenience to visitors, to be used for informational purposes only. While The Henssler Financial Group (THFG) has tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on THFG's site is provided "AS IS" "AS AVAILABLE." THFG does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained on THFG's site and expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. THFG may change information contained herein at any time and makes no commitment to update the information contained on the site. Decisions based on information contained on THFG's site are the sole responsibility of the visitor, and in exchange for using THFG's site, the visitor agrees to hold THFG harmless against any claims for damages arising from any decisions that the visitor makes based on such information. Nothing contained in THFG's site constitutes investment advice.

As a convenience to our visitors, some of the pages on our web site contain links to information created and maintained by other organizations. We do not control, cannot guarantee, and are not responsible for the accuracy, timeliness, or even the continued availability of existence of this outside information. The Internet is not a secure network and online access may be interrupted.

License

Material from www.henssler.com, and any other World Wide Web site owned, operated, licensed, or controlled by THFG may not be copied or distributed, or republished, uploaded, posted, or transmitted in any way, without the prior written consent of THFG EXCEPT: you may download one copy of the material on one computer for your personal, non-commercial home use only, provided you do not delete or change any copyright, trademark, or other proprietary notices. Modification or use of the materials for any other purpose violates THFG's intellectual property rights. The material on this site is provided for lawful purposes only. If you download software from our site, the software, including all files and images contained in or generated by the software, and accompanying data (together, the "Software") are deemed to be licensed to you by THFG. Neither title nor intellectual property rights are transferred to you, but remain with THFG, which owns full and complete title. You may not resell, decompile, reverse engineer, disassemble, or otherwise convert the Software.

Copyright

While THFG provides the information on this server to anyone, we retain copyright on all text and graphic images. This means that unless you are a broker or financial adviser authorized by THFG, you may not: distribute the text or graphics to others without the express written permission of THFG, "mirror" or include this information on your own server or documents without our permission, modify or re-use the text or graphics on this system. You MAY: print copies of the information for your own personal use; store the files on your own computer for your personal use only; reference hypertext documents on this server from your own documents. THFG reserves all other rights.

Hyperlinks

Some of the sites listed as links herein are not under the control of THFG. Accordingly, THFG makes no representation whatsoever concerning the content of those sites. The fact that THFG has provided a link to a site is NOT an endorsement, authorization, sponsorship, or affiliation by THFG with respect to such site, its owners, or its providers. THFG is providing these links only as a convenience to you. THFG has not tested any information, software, or products found on these sites and therefore cannot make any representations whatsoever with respect thereto. There are risks in using any information, software, or products found on the Internet, and THFG cautions you to make sure you completely understand these risks before retrieving, using, relying upon, or purchasing anything via the Internet.

Submissions

Electronic Mail (e-mail) submitted to this web site should be considered neither secure nor confidential, since messages submitted to this site travel through the Internet, which is not a secure medium. THFG makes no representation whatsoever concerning the security or confidentiality of your e-mail messages and specifically makes no representation that any e-mail message submitted through this web site will be received by THFG. Likewise, we make no guarantee that any e-mail message from THFG will be received by you.

Jurisdiction

Except as described otherwise, all materials in the THFG site are made available to provide information about THFG. THFG controls and operates this site from Atlanta, Georgia, United States of America and makes no representation that these materials are appropriate or available for use in other locations. If you use this site from other locations you are responsible for compliance with applicable local laws. Some software from this site may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported: (a) into (or to a national or resident of) any country to which the U.S. has placed an embargo, including without limitation Cuba, Iran, Iraq, Libya, North Korea or Syria (b) to everyone on the U.S. Treasury Department's Specially Designated Nationals list, or (c) the U.S. Commerce Department's Table of Denial Orders. If you download or use the Software or other content from this site you represent and warrant that you are not located in, or under the control of, or a national of any such country or any such list. These terms and Conditions will be governed and be interpreted pursuant to the laws of the State of Georgia, United States of America, notwithstanding any principles of conflict of law. If any part of these Terms and Conditions is unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. This is the entire agreement between the parties relating to the use of this site. THFG can revise these Terms and Conditions at any time by updating this posting. The THFG site may describe products and services that are not available worldwide.
THFG makes no offers of products and services outside the United States of America.

Other

THFG reserves the right to withdraw access to the site and revise the software, materials, information, and the services and products described in this web site, at any time without notifying the user.

The Henssler Advice Disclaimer

Please note: Access to our recommended stock holdings and mutual fund list, along with the optional e-mail update, is being offered to keep you abreast of the actions taken by our Research Department. They do not serve as recommendations. Please be advised that any stocks referenced within this web site may currently be traded by The Henssler Financial Group. We suggest you contact your investment advisor to discuss suitability for your account. Subscribers will be notified via e-mail of any changes to the Henssler stock and mutual fund lists within 48 hours of the change. Please visit our web site at www.henssler.com for important Henssler Advice Disclaimers located on the Disclosure Page. The Henssler Financial Group (THFG) makes every attempt for timely delivery of e-mails, however we make no guarantee that any e-mail message from THFG will be received by you. Participants in this program are responsible for maintaining confidentiality of passwords.

The Henssler Equity Fund Disclaimer

Information found on this site is directed to U.S. investors.
This does not constitute an offer to sell shares of The Henssler Equity Fund (The Fund). Offers to sell shares of The Fund may only be made by The Fund's prospectus. To obtain a prospectus, which is a complete discussion of investment objectives, risks, charges and expenses, contact The Henssler Funds, Inc., P.O. Box 8796, Denver, CO 80201, or call 1-800-936-FUND. The prospectus contains this and other information about The Fund and should be read carefully before investing or sending money. Shares of The Fund are distributed by ALPS Distributors, Inc. Performance since inception is from 6/10/98. Past results do not guarantee future performance. The Fund is available for sale to residents in all 50 states. Total return figures include reinvestment of all dividends and capital gains. The investment return and principal value of your investment may fluctuate, so you may have a gain or loss when you redeem shares. For a complete overview of The Henssler Equity Fund, including the prospectus, click here.

The Henssler Model Portfolio

While the Henssler Model Portfolio (Model Portfolio) was created on December 31, 1993 to reflect the investment strategy and asset allocation policy of the Henssler equity strategy, it does not represent actual trading and may not reflect the impact that material economic and market factors might have had on the decision-making process. Henssler cannot assure that the performance results shown for the Model Portfolio would be similar to what the firm's experience would have been had it actually been managing portfolios in this manner. The Model Portfolio (net of fees) assumes a 1.25% management fee, the highest fee level. Gross of fees performance is presented net of brokerage commissions and other expenses, but does not reflect the deduction for custodial and advisory fees, or the impact of income taxes. Performance results do reflect reinvestment dividends, interest and realized capital gains. Fees are more fully described in Part II of Henssler's Form ADV.

The Model Portfolio is comprised of approximately forty six (46) stocks. It is a broadly diversified group with a beta of approximately 0.84 (calculated as of December 31, 2007). Accordingly, its volatility may be expected to be approximately the same as that of the S&P 500 Index, the Dow Jones Industrial Average (DJIA) and the Value Line Composite Average. However, the average financial strength (as calculated by Value Line Investment Survey) of the stocks comprising the Model Portfolio is higher than that of the S&P 500. For example, many stocks in the S&P 500 Index do not meet the minimum quality requirements for the Model Portfolio. The Model Portfolio represents nine (9) of the ten (10) basic economic sectors and is not modeled on any particular index.

Clients are not advised to invest in equity investments unless they anticipate a long-term (generally ten (10) years) investment horizon. While the value of stocks may increase, they may also fall. Past performance is not an indication of future performance expectations.

Comparative Indices

The S&P 500 Index is a value-weighted index comprised of 500 issues listed on various exchanges. Its beta is approximately 1.0. The index includes representation in the following economic sectors: Materials, Consumer Discretionary, Consumer Staples, Information Technology, Telecommunication Services, Energy, Financials, Healthcare, Industrials and Utilities. It is not an investment vehicle available for purchase. Unlike the index, the Henssler Model Portfolio does not have representation in the Telecommunications or Utilities sectors.

The DJIA is a price-weighted average (beta approximately 0.94 as of December 31, 2007) of thirty (30) industrial stocks that are recognized as leaders in the industry. Its wide recognition and familiarity warrant its inclusion. It is not an investment vehicle available for purchase. Significant differences exist between the Dow and the Henssler Model Portfolio, including, lower sector weightings in Industrials, Health, Energy, Financials and Technology and generally higher weightings in Consumer Staples and Materials.

The material herein is based on data obtained from sources we consider to be reliable, but it is not guaranteed as to accuracy and does not purport to be complete. It is not to be construed as a representation by us or as an offer or the solicitation of an offer to sell or buy any security. Past performance is not indicative of future results.

Morningstar

2008 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results.

Morningstar proprietary ratings reflect historical risk-adjusted performance as of June 30, 2008. For each fund with at least a three-year history, Morningstar calculates a Morningstar RatingTM based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads, and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. The top 10% of funds in each category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars and the bottom 10% receive 1 star. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The Overall Morningstar Rating for a fund is derived from a weighted average of the performance figures associated with its three-, five- and ten-year (if applicable) Morningstar Rating metrics. The Henssler Equity Fund was rated against the following numbers of U.S.-domiciled Large Blend funds over the following time periods: 1,715 funds in the last three years, 1,325 funds over the past five-years and 660 funds over the past 10 years. With respect to these Large Blend funds, The Henssler Equity Fund received a Morningstar Rating of four stars for the three-year period, three stars for the five-year period and four stars for the 10-year period. The Henssler Equity Fund received an overall Morningstar rating of four stars. Past performance is no guarantee of future results.

The Percent Ranking Category is the Fund's total-return percentile rank relative to all funds within the same Morningstar Category and is subject to change each month.

Online User Agreement

By my use of the information provided by The Henssler Financial Group and its affiliates (collectively, "THFG") through their web site and e-mail facilities (the "Facilities"), I expressly agree to the following:

I acknowledge and understand that neither THFG nor the employees of THFG are advising or have advised me concerning the nature, potential value or suitability of any particular security, portfolio of securities, transaction investment or investment strategy. I further understand that the materials provided by THFG are for informational purposes only, and any references to specific securities contained therein do not constitute recommendations to buy or sell. Any investment I make will be based solely on my own independent evaluation of my financial circumstances and investment objectives.

Although G.W. Henssler & Associates, Ltd. and Henssler Asset Management, LLC are registered with the U.S. Securities and Exchange Commission as investment advisers, use of this online service does not create an investment advisory relationship between THFG and the user. Such a relationship can be created only upon entry into an investment advisory agreement with G.W. Henssler & Associates, Ltd. or Henssler Asset Management, LLC.

Any stocks referenced within this web site may be currently traded by THFG.

By registering with Henssler.com, I acknowledge and understand that I will periodically receive e-mails from THFG. If I opt out of these e-mails, I understand that I will be unregistered from Henssler.com, thus losing access to portions of the site.

Privacy Policy

Read our Privacy Policy. You will need Adobe Acrobat Reader to view this document. Click here for a free copy.

 
 
   

 

Request Information | The Henssler Financial Group | Tax & Accounting Division | "Money Talks" Radio Show | Henssler Advice | Henssler University

For a complete overview of The Henssler Equity Fund, including the prospectus, Click Here
Shares of The Fund are distributed by ALPS Distributors, Inc.
©2008 The Henssler Financial Group | Read our
Privacy Policy